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Cash Flow from Investing covers the cash a company gains or spends from investment activities in financial market and operating subsidiaries. It also includes the cash the company used for property, plant and equipment (PPE).
For the
three
months ended in Jun. 2026, PennyMac Financial Servicesspent$16 Mil on purchasing property, plant, equipment.
It gained$0 Mil from selling property, plant, and equipment.
It spent$0 Mil on purchasing business.
It gained$0 Mil from selling business.
It spent$191 Mil on purchasing investments.
It gained$56 Mil from selling investments.
It received$13 Mil from net Intangibles purchase and sale.
And it paid$250 Mil for other investing activities.
In all, PennyMac Financial Servicesspent$389 Mil on investment activities in financial market and operating subsidiaries for the
three
months ended in Jun. 2026.
PennyMac Financial Services's purchase of property, plant, equipment for the
three
months ended in Jun. 2026 was $-16 Mil. It means PennyMac Financial Services spent $16 Mil on purchasing property, plant, equipment.
In the capital spending for property, plant and equipment (PPE), some part of spending may be from the expansion of business. The business needs more property, plant and equipment (PPE) as it grows. Another part may be from replacement of the property, plant and equipment (PPE) of existing business. For some companies, the cash spent on replacing of the property, plant and equipment (PPE) of the existing business will be close to the depreciation of property, plant and equipment (PPE) reported in the income statement.
In Warren Buffett's definition of Owner's Earnings, he deducts the estimate of the cost of replacing the property, plant and equipment (PPE) of the existing business from cash flow from operations. The cash spent on the new property, plant, and equipment is not deducted. The reason is because these are not costs of the existing business. In his 1986 letter to shareholders, Warren Buffett wrote this about owner earnings:
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume....Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
PennyMac Financial Services's sale of property, plant, equipment for the
three
months ended in Jun. 2026 was $0 Mil. It means PennyMac Financial Services gained $0 Mil from selling property, plant, and equipment.
3.Purchase Of Business:
Purchase of business indicates the amount used to purchase business.
PennyMac Financial Services's purchase of business for the
three
months ended in Jun. 2026 was $0 Mil. It means PennyMac Financial Services spent $0 Mil on purchasing business.
4. Sale Of Business:
Sale of business indicates the amount gained from selling business.
PennyMac Financial Services's sale of business for the
three
months ended in Jun. 2026 was $0 Mil. It means PennyMac Financial Services gained $0 Mil from selling business.
5. Purchase Of Investment:
Purchase of Investments represents cash outflow on the purchase of investments in securities.
PennyMac Financial Services's purchase of investment for the
three
months ended in Jun. 2026 was $-191 Mil. It means PennyMac Financial Services spent {stock_data.stock.currency_symbol}}191 Mil on purchasing investments.
6. Sale Of Investment:
Sale of Investments represents cash inflow on the sale of investments in securities.
PennyMac Financial Services's sale of investment for the
three
months ended in Jun. 2026 was $56 Mil. It means PennyMac Financial Services gained $56 Mil from selling investments.
7. Net Intangibles Purchase And Sale:
Net Intangibles purchase and sale means the net cash inflow received by a company that comes from the purchase and sale of intangibles. It equals the cash received from sale of intangibles minus the cash spent on purchasing intangibles.
PennyMac Financial Services's net Intangibles purchase and sale for the
three
months ended in Jun. 2026 was $13 Mil.
It means PennyMac Financial Services received $13 Mil from net Intangibles purchase and sale.
8. Cash From Discontinued Investing Activities:
Cash from discontinued investing activities means the cash received by a company that comes from the discontinued investing activities.
PennyMac Financial Services's cash from discontinued investing activities for the
three
months ended in Jun. 2026 was 0 Mil.
It means PennyMac Financial Services paid $0 Mil for discontinued investing activities.
9. Cash From Other Investing Activities:
Cash from other investing activities means the cash received by a company that comes from other investing activities.
PennyMac Financial Services's cash from other investing activities for the
three
months ended in Jun. 2026 was $-250 Mil.
It means PennyMac Financial Services paid $250 Mil for other investing activities.
PennyMac Financial Services Cash Flow from Investing Related Terms
PennyMac Financial Services Cash Flow from Investing Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Financial Services Cash Flow from Investing Chart
PennyMac Financial Services Cash Flow from Investing Calculation
Cash Flow from Investing covers the cash a company gains or spends from investment activities in financial market and operating subsidiaries. It also includes the cash the company used for property, plant and equipment (PPE).
If a company spends cash on property, plant and equipment (PPE), this will reduce their cash position. This is called Capital Expenditures (CPEX).
Likewise, if a company buys another company for cash, this will reduce their cash position.
PennyMac Financial Services's Cash Flow from Investing for the fiscal year that ended in Dec. 2025 is calculated as:
Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $146 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Investing of $146 Mil mean?
PennyMac Financial Services (PFSI) has a Cash Flow from Investing of $146 Mil as of Jun. 2026. Cash Flow from Investing is the amount of cash earned or paid from investing operations. View historical data for PennyMac Financial Services and its competitors.
Is PennyMac Financial Services' Cash Flow from Investing too high?
PennyMac Financial Services' current Cash Flow from Investing is $146 Mil. Overall, PennyMac Financial Services has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' Cash Flow from Investing compare to FMCC and UWMC?
PennyMac Financial Services' Cash Flow from Investing of $146 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Investing for a Banks company?
A good Cash Flow from Investing depends on the Banks industry context. However, Cash Flow from Investing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Investing mean?
A high Cash Flow from Investing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Investing is the amount of cash earned or paid from investing operations. View historical data for PennyMac Financial Services and its competitors. PennyMac Financial Services's current Cash Flow from Investing is $146 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $170.22, compared to a current price of $70.36 — trading 58.7% below its estimated fair value. The current Cash Flow from Investing is $146 Mil. PennyMac Financial Services' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Investing calculated?
Cash Flow from Investing is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current Cash Flow from Investing is $146 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PennyMac Financial Services (PFSI) Overvalued in 2026?
Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued.
The current stock price of $70.36 is trading 58.7% below its estimated GF Value™ of $170.22.
GuruFocus considers PennyMac Financial Services to be Possible Value Trap.
Key valuation signals for PFSI:
Cash Flow from Investing: $146 Mil
GF Value™: $170.22 vs. price of $70.36 (58.7% below fair value)
No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
66GF Score
Get the complete analysis for PFSI
Cash Flow from Investing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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