PFSI (PennyMac Financial Services) YoY EPS Growth: -83.86% (As of Jun. 2026)

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PFSI PennyMac Financial Services Inc PFSI
57 GF Score
Price $76.19
GF Value $147.73
Valuation Possible Value Trap
! 7 Warning Signs
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What is PennyMac Financial Services YoY EPS Growth?

PennyMac Financial Services PFSI -0.52% 57 YoY EPS Growth is -83.86% as of Jun. 2026. GuruFocus rates PFSI with a GF Score™ of 57/100 and a GF Value™ of $147.73 (Possible Value Trap). The stock has 7 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. PennyMac Financial Services's YoY EPS Growth for the quarter that ended in Jun. 2026 was -83.86%.

PennyMac Financial Services's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.41.

PennyMac Financial Services YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for PennyMac Financial Services's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PennyMac Financial Services YoY EPS Growth Chart

PennyMac Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -28.92 -42.84 -67.76 113.14 59.25

PennyMac Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.30 159.23 1.03 7.75 -83.86
PFSI
57GF Score
PennyMac Financial Services Inc PFSI
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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PennyMac Financial Services YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

PennyMac Financial Services's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(9.3-5.84)/ | 5.84 |
=59.25 %

PennyMac Financial Services's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.41-2.54)/ | 2.54 |
=-83.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -83.86% mean?
PennyMac Financial Services (PFSI) has a YoY EPS Growth of -83.86% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for PennyMac Financial Services and its competitors.
Is PennyMac Financial Services' YoY EPS Growth too high?
PennyMac Financial Services' current YoY EPS Growth is -83.86%. Overall, PennyMac Financial Services has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' YoY EPS Growth compare to FMCC and WD?
PennyMac Financial Services' YoY EPS Growth of -83.86% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for PennyMac Financial Services and its competitors. PennyMac Financial Services's current YoY EPS Growth is -83.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $147.73, compared to a current price of $76.19 — trading 48.4% below its estimated fair value. The current YoY EPS Growth is -83.86%. PennyMac Financial Services' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current YoY EPS Growth is -83.86% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PennyMac Financial Services (PFSI) Overvalued in 2026?

Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued. The current stock price of $76.19 is trading 48.4% below its estimated GF Value™ of $147.73. GuruFocus considers PennyMac Financial Services to be Possible Value Trap.

Key valuation signals for PFSI:

  • YoY EPS Growth: -83.86%
  • GF Value™: $147.73 vs. price of $76.19 (48.4% below fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PennyMac Financial Services Business Description

Address 3043 Townsgate Road, Suite 200, Westlake Village, CA, USA, 91361
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
57GF Score

Get the complete analysis for PFSI

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.19
Price
$147.73
GF Value