The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. PennyMac Financial Services's Revenue for the
three
months ended in Mar. 2026 was $967 Mil. PennyMac Financial Services's average Accounts Receivable for the
three
months ended in Mar. 2026 was $152 Mil.
Hence, PennyMac Financial Services's Receivables Turnover for the
three
months ended in Mar. 2026 was 6.34.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
PennyMac Financial Services Receivables Turnover Related Terms
PennyMac Financial Services Receivables Turnover Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PFSI vs FMCC, WD, FNMA: Receivables Turnover Comparison
For the Mortgage Finance subindustry, PennyMac Financial Services's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PennyMac Financial Services Receivables Turnover vs Banks Industry
For the Banks industry and Financial Services sector, PennyMac Financial Services's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where PennyMac Financial Services's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Financial Services (PFSI) has a Receivables Turnover of 6.34 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on PennyMac Financial Services and its competitors. According to the industry distribution chart, PennyMac Financial Services ranks #13 out of 34 companies in the Banks industry, placing it in the top 38.2%.
Is PennyMac Financial Services' Receivables Turnover too high?
PennyMac Financial Services' current Receivables Turnover is 6.34. The Banks industry median Receivables Turnover is 14.67. PennyMac Financial Services' value of 6.34 is 56.8% below this industry median. Based on the distribution chart, PennyMac Financial Services ranks #13 out of 34 companies in the Banks industry, which is above the industry midpoint. Overall, PennyMac Financial Services has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' Receivables Turnover compare to FMCC and WD?
According to the Banks industry distribution chart, PennyMac Financial Services ranks #13 out of 34 companies for Receivables Turnover. This puts PennyMac Financial Services in the upper half of its industry. The industry median Receivables Turnover is 14.67. PennyMac Financial Services' value of 6.34 is 56.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Banks company?
The median Receivables Turnover among Banks companies is 14.67, based on 34 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PennyMac Financial Services's current Receivables Turnover of 6.34 is 56.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on PennyMac Financial Services and its competitors. For the Banks industry, the median Receivables Turnover is 14.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PennyMac Financial Services's current Receivables Turnover is 6.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $134.91, compared to a current price of $83.47 — trading 38.1% below its estimated fair value. The current Receivables Turnover is 6.34 and 56.8% below the Banks industry median of 14.67. PennyMac Financial Services' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current Receivables Turnover is 6.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PennyMac Financial Services (PFSI) Overvalued in 2026?
Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued.
The current stock price of $83.47 is trading 38.1% below its estimated GF Value™ of $134.91.
GuruFocus considers PennyMac Financial Services to be Possible Value Trap.
Key valuation signals for PFSI:
Receivables Turnover: 6.34
GF Value™: $134.91 vs. price of $83.47 (38.1% below fair value)
Industry Position: 56.8% below the Banks median (#13 of 34)
No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
71GF Score
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