WSSH (West Shore Bank) Beginning Cash Position: $29.09 Mil (As of Dec. 2025)

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WSSH West Shore Bank Corp WSSH
56 GF Score
Price $43.05
GF Value $35.06
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank Beginning Cash Position?

West Shore Bank WSSH 56 Beginning Cash Position is $29.09 Mil as of Dec. 2025. GuruFocus rates WSSH with a GF Score™ of 56/100 and a GF Value™ of $35.06 (Modestly Overvalued). The stock has 7 warning signs investors should review.

West Shore Bank's Beginning Cash Position for the quarter that ended in Dec. 2025 was $29.09 Mil.

West Shore Bank's quarterly Beginning Cash Position increased from Dec. 2023 ($31.03 Mil) to Dec. 2024 ($41.34 Mil) but then declined from Dec. 2024 ($41.34 Mil) to Dec. 2025 ($29.09 Mil).

West Shore Bank's annual Beginning Cash Position increased from Dec. 2023 ($31.03 Mil) to Dec. 2024 ($41.34 Mil) but then declined from Dec. 2024 ($41.34 Mil) to Dec. 2025 ($29.09 Mil).

West Shore Bank Beginning Cash Position Related Terms

West Shore Bank Beginning Cash Position Historical Data

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The historical data trend for West Shore Bank's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

West Shore Bank Beginning Cash Position Chart

West Shore Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial 56.07 134.58 31.03 41.34 29.09

West Shore Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position Get a 7-Day Free Trial 56.07 134.58 31.03 41.34 29.09
WSSH
56GF Score
West Shore Bank Corp WSSH
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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West Shore Bank Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $29.09 Mil mean?
West Shore Bank (WSSH) has a Beginning Cash Position of $29.09 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on West Shore Bank and its competitors.
Is West Shore Bank's Beginning Cash Position too high?
West Shore Bank's current Beginning Cash Position is $29.09 Mil. Overall, West Shore Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's Beginning Cash Position compare to GVYB and TBBC?
West Shore Bank's Beginning Cash Position of $29.09 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on West Shore Bank and its competitors. West Shore Bank's current Beginning Cash Position is $29.09 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.06, compared to a current price of $43.05 — trading 22.8% above its estimated fair value. The current Beginning Cash Position is $29.09 Mil. West Shore Bank's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For West Shore Bank (WSSH), the current Beginning Cash Position is $29.09 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $43.05 is trading 22.8% above its estimated GF Value™ of $35.06. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • Beginning Cash Position: $29.09 Mil
  • GF Value™: $35.06 vs. price of $43.05 (22.8% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
56GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.05
Price
$35.06
GF Value