WSSH (West Shore Bank) 1-Year Share Buyback Ratio: 0.00% (As of Dec. 2025 )

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WSSH West Shore Bank Corp WSSH
57 GF Score
Price $46.00
GF Value $35.54
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank 1-Year Share Buyback Ratio?

West Shore Bank WSSH 57 1-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates WSSH with a GF Score™ of 57/100 and a GF Value™ of $35.54 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 890 Banks companies, West Shore Bank ranks worse than 112359.44% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. West Shore Bank's current 1-Year Share Buyback Ratio was 0.00%.

WSSH's 1-Year Share Buyback Ratio is not ranked *
in the Banks industry.
Industry Median: -0.1
* Ranked among companies with meaningful 1-Year Share Buyback Ratio only.

West Shore Bank  (OTCPK:WSSH) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


West Shore Bank 1-Year Share Buyback Ratio Related Terms


WSSH vs NEFB, BBBK, OSBK: 1-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, West Shore Bank's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Shore Bank 1-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, West Shore Bank's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where West Shore Bank's 1-Year Share Buyback Ratio falls into.


WSSH
57GF Score
West Shore Bank Corp WSSH
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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West Shore Bank 1-Year Share Buyback Ratio Calculation

West Shore Bank's 1-Year Share Buyback Ratio for the quarter that ended in Dec. 2025 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2024 ) - Shares Outstanding (EOP) (Dec. 2025 )) / Shares Outstanding (EOP) (Dec. 2024 )
=(1.232 - 1.232) / 1.232
=0.0%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 0.00 mean?
West Shore Bank (WSSH) has a 1-Year Share Buyback Ratio of 0.00 as of Dec. 2025. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for West Shore Bank and its competitors. According to the industry distribution chart, West Shore Bank ranks #999999 out of 890 companies in the Banks industry.
Is West Shore Bank's 1-Year Share Buyback Ratio too high?
West Shore Bank's current 1-Year Share Buyback Ratio is 0.00. Based on the distribution chart, West Shore Bank ranks #999999 out of 890 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, West Shore Bank has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's 1-Year Share Buyback Ratio compare to NEFB and BBBK?
According to the Banks industry distribution chart, West Shore Bank ranks #999999 out of 890 companies for 1-Year Share Buyback Ratio. This places West Shore Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for West Shore Bank and its competitors. West Shore Bank's current 1-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.54, compared to a current price of $46.00 — trading 29.4% above its estimated fair value. The current 1-Year Share Buyback Ratio is 0.00. West Shore Bank's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For West Shore Bank (WSSH), the current 1-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $46.00 is trading 29.4% above its estimated GF Value™ of $35.54. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • 1-Year Share Buyback Ratio: 0.00
  • GF Value™: $35.54 vs. price of $46.00 (29.4% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
57GF Score

Get the complete analysis for WSSH

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.00
Price
$35.54
GF Value