WSSH (West Shore Bank) EPS (Basic): $5.09 (TTM As of Dec. 2025)


WSSH West Shore Bank Corp WSSH
56 GF Score
Price $42.80
GF Value $34.87
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank EPS (Basic)?

West Shore Bank WSSH +0.33% 56 EPS (Basic) is $5.09 as of Dec. 2025. GuruFocus rates WSSH with a GF Score™ of 56/100 and a GF Value™ of $34.87 (Modestly Overvalued). The stock has 7 warning signs investors should review.

West Shore Bank's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was $5.09. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was $5.09.

West Shore Bank's EPS (Diluted) for the six months ended in Dec. 2025 was $5.09. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $5.09.

West Shore Bank's EPS without NRI for the six months ended in Dec. 2025 was $5.09. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 5.09.

During the past 12 months, West Shore Bank's average EPS without NRIGrowth Rate was 29.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was 18.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 10.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 7 years, West Shore Bank's highest 3-Year average EPS without NRI Growth Rate was 18.90% per year. The lowest was 3.80% per year. And the median was 5.65% per year.

West Shore Bank  (OTCPK:WSSH) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

West Shore Bank EPS (Basic) Related Terms

West Shore Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for West Shore Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

West Shore Bank EPS (Basic) Chart

West Shore Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial 3.52 3.03 3.53 3.93 5.09

West Shore Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic) Get a 7-Day Free Trial 3.52 3.03 3.53 3.93 5.09
WSSH
56GF Score
West Shore Bank Corp WSSH
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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West Shore Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

West Shore Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(6.249-0)/1.227
=5.09

West Shore Bank's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(6.249-0)/1.227
=5.09

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $5.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $5.09 mean?
West Shore Bank (WSSH) has a EPS (Basic) of $5.09 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on West Shore Bank and its competitors.
Is West Shore Bank's EPS (Basic) too high?
West Shore Bank's current EPS (Basic) is $5.09. Overall, West Shore Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's EPS (Basic) compare to PVBK and TBBC?
West Shore Bank's EPS (Basic) of $5.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on West Shore Bank and its competitors. West Shore Bank's current EPS (Basic) is $5.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.87, compared to a current price of $42.80 — trading 22.7% above its estimated fair value. The current EPS (Basic) is $5.09. West Shore Bank's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For West Shore Bank (WSSH), the current EPS (Basic) is $5.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $42.80 is trading 22.7% above its estimated GF Value™ of $34.87. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • EPS (Basic): $5.09
  • GF Value™: $34.87 vs. price of $42.80 (22.7% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
56GF Score

Get the complete analysis for WSSH

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.80
Price
$34.87
GF Value