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West Shore BankWSSH 58 3-Year Share Buyback Ratio is 0.60 as of Dec. 2025, which is 67% below its 10-year median of 1.80. GuruFocus rates WSSH with a GF Score™ of 58/100 and a GF Value™ of $35.41 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,044 Banks companies, West Shore Bank ranks better than 71.93% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. West Shore Bank's current 3-Year Share Buyback Ratio was 0.60%.
The historical rank and industry rank for West Shore Bank's 3-Year Share Buyback Ratio or its related term are showing as below:
WSSH'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 0.6 Med: 1.8 Max: 2.2
Current: 0.6
During the past 7 years, West Shore Bank's highest 3-Year Share Buyback Ratio was 2.20%. The lowest was 0.60%. And the median was 1.80%.
WSSH's 3-Year Share Buyback Ratio is ranked better than 71.93% of 1044
companies
in the Banks industry
Industry Median: -0.2
vs WSSH: 0.60
West Shore Bank (OTCPK:WSSH) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
West Shore Bank 3-Year Share Buyback Ratio Related Terms
WSSH vs FGFI, TBBC, BKFL: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, West Shore Bank's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Shore Bank 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, West Shore Bank's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where West Shore Bank's 3-Year Share Buyback Ratio falls into.
West Shore Bank 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.60 mean?
West Shore Bank (WSSH) has a 3-Year Share Buyback Ratio of 0.60 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for West Shore Bank and its competitors. This is 67% below median its historical median of 1.80. Over the past decade, West Shore Bank's 3-Year Share Buyback Ratio has ranged from 0.60 to 2.20. According to the industry distribution chart, West Shore Bank ranks #293 out of 1044 companies in the Banks industry, placing it in the top 28.1%.
Is West Shore Bank's 3-Year Share Buyback Ratio too high?
West Shore Bank's current 3-Year Share Buyback Ratio of 0.60 is 67% below median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 2.20. Based on the distribution chart, West Shore Bank ranks #293 out of 1044 companies in the Banks industry, which is above the industry midpoint. Overall, West Shore Bank has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's 3-Year Share Buyback Ratio compare to FGFI and TBBC?
According to the Banks industry distribution chart, West Shore Bank ranks #293 out of 1044 companies for 3-Year Share Buyback Ratio. This puts West Shore Bank in the upper half of its industry. Historically, West Shore Bank's own 3-Year Share Buyback Ratio has ranged from 0.60 to 2.20 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for West Shore Bank and its competitors. West Shore Bank's current 3-Year Share Buyback Ratio is 0.60, which is 67% below median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.41, compared to a current price of $43.55 — trading 23% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.60, which is 67% below median its 10-year median of 1.80. West Shore Bank's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For West Shore Bank (WSSH), the current 3-Year Share Buyback Ratio is 0.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Shore Bank (WSSH) Overvalued in 2026?
Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued.
The current stock price of $43.55 is trading 23% above its estimated GF Value™ of $35.41.
GuruFocus considers West Shore Bank to be Modestly Overvalued.
Key valuation signals for WSSH:
3-Year Share Buyback Ratio: 0.60 (67% below median its 10-year median of 1.80)
GF Value™: $35.41 vs. price of $43.55 (23% above fair value)
No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
58GF Score
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