WSSH (West Shore Bank) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


WSSH West Shore Bank Corp WSSH
56 GF Score
Price $42.80
GF Value $34.87
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

West Shore Bank's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

WSSH vs PVBK, TBBC, FGFI: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, West Shore Bank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

West Shore Bank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, West Shore Bank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where West Shore Bank's Margin of Safety % (DCF FCF Based) falls into.


WSSH
56GF Score
West Shore Bank Corp WSSH
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $42.80 is trading 22.7% above its estimated GF Value™ of $34.87. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $34.87 vs. price of $42.80 (22.7% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
56GF Score

Get the complete analysis for WSSH

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.80
Price
$34.87
GF Value