WSSH (West Shore Bank) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


WSSH West Shore Bank Corp WSSH
56 GF Score
Price $43.05
GF Value $34.98
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank ROC (Joel Greenblatt) %?

West Shore Bank WSSH 56 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates WSSH with a GF Score™ of 56/100 and a GF Value™ of $34.98 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, West Shore Bank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

WSSH
56GF Score
West Shore Bank Corp WSSH
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
West Shore Bank (WSSH) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on West Shore Bank and its competitors. According to the industry distribution chart, West Shore Bank ranks #999999 out of 46 companies in the Banks industry.
Is West Shore Bank's ROC (Joel Greenblatt) % too high?
West Shore Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, West Shore Bank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, West Shore Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's ROC (Joel Greenblatt) % compare to GVYB and TBBC?
According to the Banks industry distribution chart, West Shore Bank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places West Shore Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on West Shore Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Shore Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.98, compared to a current price of $43.05 — trading 23.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. West Shore Bank's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For West Shore Bank (WSSH), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $43.05 is trading 23.1% above its estimated GF Value™ of $34.98. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $34.98 vs. price of $43.05 (23.1% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
56GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.05
Price
$34.98
GF Value