WSSH (West Shore Bank) Dividend Yield %: 2.17% (As of Jun. 26, 2026) — 32% Below Median


WSSH West Shore Bank Corp WSSH
56 GF Score
Price $42.80
GF Value $34.87
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank Dividend Yield %?

West Shore Bank WSSH +0.33% 56 Dividend Yield % is 2.17% as of Jun. 26, 2026, which is 32% below its 10-year median of 3.20. GuruFocus rates WSSH with a GF Score™ of 56/100 and a GF Value™ of $34.87 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,252 Banks companies, West Shore Bank ranks worse than 71.49% on this metric.

As of today (2026-06-26), the Trailing Annual Dividend Yield of West Shore Bank is 2.17%.

Warning Sign:

West Shore Bank Corp stock Dividend Yield % is close to 10-year low.

The historical rank and industry rank for West Shore Bank's Dividend Yield % or its related term are showing as below:

WSSH' s Dividend Yield % Range Over the Past 10 Years
Min: 2.14   Med: 3.2   Max: 4.4
Current: 2.17

During the past 7 years, the highest Dividend Yield of West Shore Bank was 4.40%. The lowest was 2.14%. And the median was 3.20%.

WSSH's Dividend Yield % is ranked worse than
71.49% of 1252 companies
in the Banks industry
Industry Median: 3.03 vs WSSH: 2.17

West Shore Bank's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.18.

During the past 7 years, the highest Dividend Payout Ratio of West Shore Bank was 0.33. The lowest was 0.18. And the median was 0.25.

As of today (2026-06-26), the Forward Dividend Yield % of West Shore Bank is 2.24%.

West Shore Bank's Dividends per Share for the six months ended in Dec. 2025 was $0.92.

During the past 3 years, the average Dividends Per Share Growth Rate was 1.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 1.00% per year.

During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of West Shore Bank was 1.50% per year. The lowest was 0.00% per year. And the median was 0.75% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


West Shore Bank  (OTCPK:WSSH) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


West Shore Bank Dividend Yield % Related Terms


West Shore Bank Dividend Yield % Historical Data

* Premium members only.

The historical data trend for West Shore Bank's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

West Shore Bank Dividend Yield % Chart

West Shore Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial 2.90 2.90 3.67 3.67 2.60

West Shore Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield % Get a 7-Day Free Trial 2.90 2.90 3.67 3.67 2.60

WSSH vs PVBK, TBBC, FGFI: Dividend Yield % Comparison

For the Banks - Regional subindustry, West Shore Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Shore Bank Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, West Shore Bank's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where West Shore Bank's Dividend Yield % falls into.


WSSH
56GF Score
West Shore Bank Corp WSSH
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

West Shore Bank Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

West Shore Bank Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2400002026-05-082026-05-082026-05-22Cash DividendquarterlyUSD:USD 1.000000
USD 0.2300002026-02-132026-02-132026-02-27Cash DividendquarterlyUSD:USD 1.000000
USD 0.2300002025-11-142025-11-142025-11-28Cash DividendquarterlyUSD:USD 1.000000
USD 0.2300002025-08-152025-08-152025-08-29Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

West Shore Bank's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.93/42.80
=2.17 %

Current Share Price is $42.80.
West Shore Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.93.

West Shore Bank's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.96/42.80
=2.24 %

Current Share Price is $42.80.
West Shore Bank's Dividends per Share for the forward twelve months is calculated as $0.24 * 4 = $0.96.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 2.17% mean?
West Shore Bank (WSSH) has a Dividend Yield % of 2.17% as of Jun. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on West Shore Bank and its competitors. This is 32% below median its historical median of 3.20. Over the past decade, West Shore Bank's Dividend Yield % has ranged from 2.14 to 4.40. According to the industry distribution chart, West Shore Bank ranks #895 out of 1252 companies in the Banks industry, placing it in the top 71.5%.
Is West Shore Bank's Dividend Yield % too high?
West Shore Bank's current Dividend Yield % of 2.17% is 32% below median its 10-year median of 3.20. Over the past 10 years, this metric has ranged from a low of 2.14 to a high of 4.40. The Banks industry median Dividend Yield % is 3.03. West Shore Bank's value of 2.17% is 28.4% below this industry median. Based on the distribution chart, West Shore Bank ranks #895 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, West Shore Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's Dividend Yield % compare to PVBK and TBBC?
According to the Banks industry distribution chart, West Shore Bank ranks #895 out of 1252 companies for Dividend Yield %. This places West Shore Bank in the lower half of its industry. The industry median Dividend Yield % is 3.03. West Shore Bank's value of 2.17% is 28.4% below this benchmark. Historically, West Shore Bank's own Dividend Yield % has ranged from 2.14 to 4.40 over the past decade. While the company's 10-year median is 3.20 vs. the industry median of 3.03, West Shore Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Shore Bank's current Dividend Yield % of 2.17% is 28.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on West Shore Bank and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Shore Bank's current Dividend Yield % is 2.17%, which is 32% below median its own 10-year median of 3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.87, compared to a current price of $42.80 — trading 22.7% above its estimated fair value. The current Dividend Yield % is 2.17%, which is 32% below median its 10-year median of 3.20 and 28.4% below the Banks industry median of 3.03. West Shore Bank's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For West Shore Bank (WSSH), the current Dividend Yield % is 2.17% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $42.80 is trading 22.7% above its estimated GF Value™ of $34.87. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • Dividend Yield %: 2.17% (32% below median its 10-year median of 3.20)
  • GF Value™: $34.87 vs. price of $42.80 (22.7% above fair value)
  • GF Score™: 56/100 with 7 warning signs
  • Industry Position: 28.4% below the Banks median (#895 of 1252)

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
56GF Score

Get the complete analysis for WSSH

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.80
Price
$34.87
GF Value