WSSH (West Shore Bank) Buyback Yield %: 0.18 (As of Jul. 03, 2026) — 69% Below Median


WSSH West Shore Bank Corp WSSH
56 GF Score
Price $43.05
GF Value $34.93
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank Buyback Yield %?

West Shore Bank WSSH 56 Buyback Yield % is 0.18 as of Jul. 03, 2026, which is 69% below its 10-year median of 0.58. GuruFocus rates WSSH with a GF Score™ of 56/100 and a GF Value™ of $34.93 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 626 Banks companies, West Shore Bank ranks worse than 57.99% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

West Shore Bank's current buyback yield was 0.18%.


West Shore Bank Buyback Yield % Historical Data

* Premium members only.

The historical data trend for West Shore Bank's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

West Shore Bank Buyback Yield % Chart

West Shore Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial 1.44 3.30 1.98 0.01 0.21

West Shore Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield % Get a 7-Day Free Trial 1.44 3.30 1.98 0.01 0.21

WSSH vs GVYB, TBBC, TCBS: Buyback Yield % Comparison

For the Banks - Regional subindustry, West Shore Bank's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Shore Bank Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, West Shore Bank's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where West Shore Bank's Buyback Yield % falls into.


WSSH
56GF Score
West Shore Bank Corp WSSH
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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West Shore Bank Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

West Shore Bank's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-0.331 + 0.238) / 43.6744
=0.21%

West Shore Bank's annualized Buyback Yield for the quarter that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-0.331 + 0.238) / 43.6744
=0.21%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.18 mean?
West Shore Bank (WSSH) has a Buyback Yield % of 0.18 as of Jul. 03, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on West Shore Bank and its competitors. This is 69% below median its historical median of 0.58. According to the industry distribution chart, West Shore Bank ranks #363 out of 626 companies in the Banks industry, placing it in the top 58%.
Is West Shore Bank's Buyback Yield % too high?
West Shore Bank's current Buyback Yield % of 0.18 is 69% below median its 10-year median of 0.58. The Banks industry median Buyback Yield % is 0.42. West Shore Bank's value of 0.18 is 57.1% below this industry median. Based on the distribution chart, West Shore Bank ranks #363 out of 626 companies in the Banks industry, which is below the industry midpoint. Overall, West Shore Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's Buyback Yield % compare to GVYB and TBBC?
According to the Banks industry distribution chart, West Shore Bank ranks #363 out of 626 companies for Buyback Yield %. This places West Shore Bank in the lower half of its industry. The industry median Buyback Yield % is 0.42. West Shore Bank's value of 0.18 is 57.1% below this benchmark. While the company's 10-year median is 0.58 vs. the industry median of 0.42, West Shore Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.42, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Shore Bank's current Buyback Yield % of 0.18 is 57.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on West Shore Bank and its competitors. For the Banks industry, the median Buyback Yield % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Shore Bank's current Buyback Yield % is 0.18, which is 69% below median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.93, compared to a current price of $43.05 — trading 23.2% above its estimated fair value. The current Buyback Yield % is 0.18, which is 69% below median its 10-year median of 0.58 and 57.1% below the Banks industry median of 0.42. West Shore Bank's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For West Shore Bank (WSSH), the current Buyback Yield % is 0.18 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $43.05 is trading 23.2% above its estimated GF Value™ of $34.93. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • Buyback Yield %: 0.18 (69% below median its 10-year median of 0.58)
  • GF Value™: $34.93 vs. price of $43.05 (23.2% above fair value)
  • GF Score™: 56/100 with 7 warning signs
  • Industry Position: 57.1% below the Banks median (#363 of 626)

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
56GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.05
Price
$34.93
GF Value