WSSH (West Shore Bank) Total Debt per Share: $41.82 (As of Dec. 2025)

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WSSH West Shore Bank Corp WSSH
59 GF Score
Price $43.55
GF Value $35.22
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank Total Debt per Share?

West Shore Bank WSSH 59 Total Debt per Share is $41.82 as of Dec. 2025. GuruFocus rates WSSH with a GF Score™ of 59/100 and a GF Value™ of $35.22 (Modestly Overvalued). The stock has 7 warning signs investors should review.

$41.82 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. West Shore Bank's Total Debt Per Share for the quarter that ended in Dec. 2025 was $41.82.

West Shore Bank Total Debt per Share Historical Data

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The historical data trend for West Shore Bank's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

West Shore Bank Total Debt per Share Chart

West Shore Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial 14.85 46.64 19.97 30.58 41.82

West Shore Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share Get a 7-Day Free Trial 14.85 46.64 19.97 30.58 41.82
WSSH
59GF Score
West Shore Bank Corp WSSH
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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West Shore Bank Total Debt per Share Calculation

West Shore Bank's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(51.52+0.00)/1.23
=41.82

West Shore Bank's Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(51.52+0.00)/1.23
=41.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $41.82 mean?
West Shore Bank (WSSH) has a Total Debt per Share of $41.82 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on West Shore Bank and its competitors.
Is West Shore Bank's Total Debt per Share too high?
West Shore Bank's current Total Debt per Share is $41.82. Overall, West Shore Bank has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's Total Debt per Share compare to FGFI and TBBC?
West Shore Bank's Total Debt per Share of $41.82 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on West Shore Bank and its competitors. West Shore Bank's current Total Debt per Share is $41.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.22, compared to a current price of $43.55 — trading 23.7% above its estimated fair value. The current Total Debt per Share is $41.82. West Shore Bank's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For West Shore Bank (WSSH), the current Total Debt per Share is $41.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $43.55 is trading 23.7% above its estimated GF Value™ of $35.22. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • Total Debt per Share: $41.82
  • GF Value™: $35.22 vs. price of $43.55 (23.7% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
59GF Score

Get the complete analysis for WSSH

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.55
Price
$35.22
GF Value