WSSH (West Shore Bank) EPS without NRI: $5.09 (TTM As of Dec. 2025)


WSSH West Shore Bank Corp WSSH
56 GF Score
Price $43.05
GF Value $34.94
Valuation Modestly Overvalued
! 7 Warning Signs
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What is West Shore Bank EPS without NRI?

West Shore Bank WSSH 56 EPS without NRI is $5.09 as of Dec. 2025. GuruFocus rates WSSH with a GF Score™ of 56/100 and a GF Value™ of $34.94 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,412 Banks companies, West Shore Bank ranks better than 75.07% on this metric.

West Shore Bank's earnings per share without non-recurring items for the six months ended in Dec. 2025 was $5.09. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $5.09.

During the past 12 months, West Shore Bank's average earnings per share (NRI) Growth Rate was 29.50% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 18.90% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 10.10% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for West Shore Bank's EPS without NRI or its related term are showing as below:

WSSH' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 3.8   Med: 5.65   Max: 18.9
Current: 18.9

During the past 7 years, West Shore Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 18.90% per year. The lowest was 3.80% per year. And the median was 5.65% per year.

WSSH's 3-Year EPS without NRI Growth Rate is ranked better than
75.07% of 1412 companies
in the Banks industry
Industry Median: 7.3 vs WSSH: 18.90

West Shore Bank's EPS (Diluted) for the six months ended in Dec. 2025 was $5.09. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $5.09.

West Shore Bank's EPS (Basic) for the six months ended in Dec. 2025 was $5.09. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $5.09.


West Shore Bank  (OTCPK:WSSH) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


West Shore Bank EPS without NRI Related Terms


West Shore Bank EPS without NRI Historical Data

* Premium members only.

The historical data trend for West Shore Bank's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

West Shore Bank EPS without NRI Chart

West Shore Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial 3.51 3.03 3.52 3.93 5.09

West Shore Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI Get a 7-Day Free Trial 3.51 3.03 3.52 3.93 5.09

WSSH vs GVYB, TBBC, TCBS: EPS without NRI Comparison

For the Banks - Regional subindustry, West Shore Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Shore Bank PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, West Shore Bank's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where West Shore Bank's PE Ratio without NRI falls into.


WSSH
56GF Score
West Shore Bank Corp WSSH
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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West Shore Bank EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $5.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $5.09 mean?
West Shore Bank (WSSH) has a EPS without NRI of $5.09 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on West Shore Bank and its competitors. According to the industry distribution chart, West Shore Bank ranks #352 out of 1412 companies in the Banks industry, placing it in the top 24.9%.
Is West Shore Bank's EPS without NRI too high?
West Shore Bank's current EPS without NRI is $5.09. The Banks industry median EPS without NRI is 7.30. West Shore Bank's value of $5.09 is 30.3% below this industry median. Based on the distribution chart, West Shore Bank ranks #352 out of 1412 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, West Shore Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Shore Bank's EPS without NRI compare to GVYB and TBBC?
According to the Banks industry distribution chart, West Shore Bank ranks #352 out of 1412 companies for EPS without NRI. This places West Shore Bank in the top 25% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.30. West Shore Bank's value of $5.09 is 30.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Shore Bank's current EPS without NRI of $5.09 is 30.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on West Shore Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Shore Bank's current EPS without NRI is $5.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Shore Bank stock overvalued right now?
Based on GuruFocus' analysis, West Shore Bank (WSSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.94, compared to a current price of $43.05 — trading 23.2% above its estimated fair value. The current EPS without NRI is $5.09 and 30.3% below the Banks industry median of 7.30. West Shore Bank's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For West Shore Bank (WSSH), the current EPS without NRI is $5.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Shore Bank (WSSH) Overvalued in 2026?

Based on GuruFocus' analysis, West Shore Bank stock appears to be overvalued. The current stock price of $43.05 is trading 23.2% above its estimated GF Value™ of $34.94. GuruFocus considers West Shore Bank to be Modestly Overvalued.

Key valuation signals for WSSH:

  • EPS without NRI: $5.09
  • GF Value™: $34.94 vs. price of $43.05 (23.2% above fair value)
  • GF Score™: 56/100 with 7 warning signs
  • Industry Position: 30.3% below the Banks median (#352 of 1412)

No single metric tells the full story. See the WSSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


West Shore Bank Business Description

Address 201 West Loomis Street, PO Box 627, Ludington, MI, USA, 49431-2012
West Shore Bank Corp is a provider of banking and financial service. The banks services include time savings, demand deposits and checking account services; commercial, consumer and mortgage loan services; treasury and cash management services; wealth management and investment services; telephone banking, Internet banking and mobile banking services; safe deposit, and automated transaction machine (ATM/ITM) services, among others.
56GF Score

Get the complete analysis for WSSH

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.05
Price
$34.94
GF Value