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Hannover Rueck SEHVRRF +1.68%76 3-Year Book Growth Rate is 12.60% as of Jun. 2026, which is 43% above its 10-year median of 8.80. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $340.51 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 477 Insurance companies, Hannover Rueck SE ranks better than 65.62% on this metric.
During the past 12 months, Hannover Rueck SE's average Book Value per Share Growth Rate was 19.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 12.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 4.00% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 3.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Hannover Rueck SE was 20.60% per year. The lowest was -4.90% per year. And the median was 8.80% per year.
Hannover Rueck SE (OTCPK:HVRRF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Hannover Rueck SE 3-Year Book Growth Rate Related Terms
HVRRF vs RGA, EG, RNR: 3-Year Book Growth Rate Comparison
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's 3-Year Book Growth Rate falls into.
Hannover Rueck SE 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 12.60% mean?
Hannover Rueck SE (HVRRF) has a 3-Year Book Growth Rate of 12.60% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Hannover Rueck SE and its competitors. This is 43% above median its historical median of 8.80. According to the industry distribution chart, Hannover Rueck SE ranks #164 out of 477 companies in the Insurance industry, placing it in the top 34.4%.
Is Hannover Rueck SE's 3-Year Book Growth Rate too high?
Hannover Rueck SE's current 3-Year Book Growth Rate of 12.60% is 43% above median its 10-year median of 8.80. The Insurance industry median 3-Year Book Growth Rate is 8.20. Hannover Rueck SE's value of 12.60% is 53.7% above this industry median. Based on the distribution chart, Hannover Rueck SE ranks #164 out of 477 companies in the Insurance industry, which is above the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's 3-Year Book Growth Rate compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #164 out of 477 companies for 3-Year Book Growth Rate. This puts Hannover Rueck SE in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.20. Hannover Rueck SE's value of 12.60% is 53.7% above this benchmark. While the company's 10-year median is 8.80 vs. the industry median of 8.20, Hannover Rueck SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.20, based on 477 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current 3-Year Book Growth Rate of 12.60% is 53.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Hannover Rueck SE and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current 3-Year Book Growth Rate is 12.60%, which is 43% above median its own 10-year median of 8.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $340.51, compared to a current price of $291.63 — trading 14.4% below its estimated fair value. The current 3-Year Book Growth Rate is 12.60%, which is 43% above median its 10-year median of 8.80 and 53.7% above the Insurance industry median of 8.20. Hannover Rueck SE's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current 3-Year Book Growth Rate is 12.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $291.63 is trading 14.4% below its estimated GF Value™ of $340.51.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
3-Year Book Growth Rate: 12.60% (43% above median its 10-year median of 8.80)
GF Value™: $340.51 vs. price of $291.63 (14.4% below fair value)
Industry Position: 53.7% above the Insurance median (#164 of 477)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score
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