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Hannover Rueck SEHVRRF +1.68%78 Cash-to-Debt is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 0.51. GuruFocus rates HVRRF with a GF Score™ of 78/100 and a GF Value™ of $340.61 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 488 Insurance companies, Hannover Rueck SE ranks worse than 85.86% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Hannover Rueck SE's cash to debt ratio for the quarter that ended in Jun. 2026 was No Debt (1).
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Hannover Rueck SEcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Hannover Rueck SE's Cash-to-Debt or its related term are showing as below:
HVRRF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.22 Med: 0.51 Max: No Debt
Current: 0.26
During the past 13 years, Hannover Rueck SE's highest Cash to Debt Ratio was No Debt. The lowest was 0.22. And the median was 0.51.
HVRRF's Cash-to-Debt is ranked worse than 85.86% of 488
companies
in the Insurance industry
Industry Median: 2.17
vs HVRRF: 0.26
Hannover Rueck SE (OTCPK:HVRRF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Hannover Rueck SE Cash-to-Debt Related Terms
Hannover Rueck SE Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Hannover Rueck SE's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's Cash-to-Debt falls into.
Hannover Rueck SE's Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:
Hannover Rueck SE had no debt (1).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash-to-Debt of No Debt <sup>(1)</sup> mean?
Hannover Rueck SE (HVRRF) has a Cash-to-Debt of No Debt (1) as of Jun. 2026. This is 96% above median its historical median of 0.51. Over the past decade, Hannover Rueck SE's Cash-to-Debt has ranged from 0.22 to 10,000.00. According to the industry distribution chart, Hannover Rueck SE ranks #419 out of 488 companies in the Insurance industry, placing it in the top 85.9%.
Is Hannover Rueck SE's Cash-to-Debt too high?
Hannover Rueck SE's current Cash-to-Debt of No Debt (1) is 96% above median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 10,000.00. Based on the distribution chart, Hannover Rueck SE ranks #419 out of 488 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hannover Rueck SE has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's Cash-to-Debt compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #419 out of 488 companies for Cash-to-Debt. This places Hannover Rueck SE in the lower half of its industry. The industry median Cash-to-Debt is 2.17. Historically, Hannover Rueck SE's own Cash-to-Debt has ranged from 0.22 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.17, based on 488 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current Cash-to-Debt is No Debt (1), which is 96% above median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $340.61, compared to a current price of $291.63 — trading 14.4% below its estimated fair value. The current Cash-to-Debt is No Debt (1), which is 96% above median its 10-year median of 0.51. Hannover Rueck SE's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current Cash-to-Debt is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $291.63 is trading 14.4% below its estimated GF Value™ of $340.61.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
Cash-to-Debt: No Debt (1) (96% above median its 10-year median of 0.51)
GF Value™: $340.61 vs. price of $291.63 (14.4% below fair value)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
78GF Score
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