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Hannover Rueck SEHVRRF 76 Equity-to-Asset is 0.19 as of Mar. 2026, which is 27% above its 10-year median of 0.15. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $350.26 (Modestly Undervalued). Among 508 Insurance companies, Hannover Rueck SE ranks worse than 65.16% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Hannover Rueck SE's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $16,031 Mil. Hannover Rueck SE's Total Assets for the quarter that ended in Mar. 2026 was $84,897 Mil.
Therefore, Hannover Rueck SE's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.19.
The historical rank and industry rank for Hannover Rueck SE's Equity-to-Asset or its related term are showing as below:
HVRRF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.15 Max: 0.19
Current: 0.19
During the past 13 years, the highest Equity to Asset Ratio of Hannover Rueck SE was 0.19. The lowest was 0.09. And the median was 0.15.
HVRRF's Equity-to-Asset is ranked worse than 65.16% of 508
companies
in the Insurance industry
Industry Median: 0.26
vs HVRRF: 0.19
Hannover Rueck SE (OTCPK:HVRRF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Hannover Rueck SE Equity-to-Asset Related Terms
Hannover Rueck SE Equity-to-Asset Historical Data
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The historical data trend for Hannover Rueck SE's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Hannover Rueck SE's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hannover Rueck SE (HVRRF) has a Equity-to-Asset of 0.19 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hannover Rueck SE and its competitors. This is 27% above median its historical median of 0.15. Over the past decade, Hannover Rueck SE's Equity-to-Asset has ranged from 0.09 to 0.19. According to the industry distribution chart, Hannover Rueck SE ranks #331 out of 508 companies in the Insurance industry, placing it in the top 65.2%.
Is Hannover Rueck SE's Equity-to-Asset too high?
Hannover Rueck SE's current Equity-to-Asset of 0.19 is 27% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.19. The Insurance industry median Equity-to-Asset is 0.26. Hannover Rueck SE's value of 0.19 is 26.9% below this industry median. Based on the distribution chart, Hannover Rueck SE ranks #331 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's Equity-to-Asset compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #331 out of 508 companies for Equity-to-Asset. This places Hannover Rueck SE in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Hannover Rueck SE's value of 0.19 is 26.9% below this benchmark. Historically, Hannover Rueck SE's own Equity-to-Asset has ranged from 0.09 to 0.19 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.26, Hannover Rueck SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current Equity-to-Asset of 0.19 is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hannover Rueck SE and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current Equity-to-Asset is 0.19, which is 27% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $350.26, compared to a current price of $274.90 — trading 21.5% below its estimated fair value. The current Equity-to-Asset is 0.19, which is 27% above median its 10-year median of 0.15 and 26.9% below the Insurance industry median of 0.26. Hannover Rueck SE's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current Equity-to-Asset is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $274.90 is trading 21.5% below its estimated GF Value™ of $350.26.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
Equity-to-Asset: 0.19 (27% above median its 10-year median of 0.15)
GF Value™: $350.26 vs. price of $274.90 (21.5% below fair value)
Industry Position: 26.9% below the Insurance median (#331 of 508)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score
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