Hannover Rueck SEHVRRF 76 5-Year Yield-on-Cost % is 9.18 as of Jul. 05, 2026, which is 93% above its 10-year median of 4.75. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $348.24 (Modestly Undervalued). Among 424 Insurance companies, Hannover Rueck SE ranks better than 86.79% on this metric.
Hannover Rueck SE's yield on cost for the quarter that ended in Mar. 2026 was 9.18.
The historical rank and industry rank for Hannover Rueck SE's 5-Year Yield-on-Cost % or its related term are showing as below:
HVRRF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.35 Med: 4.75 Max: 9.18
Current: 9.18
During the past 13 years, Hannover Rueck SE's highest Yield on Cost was 9.18. The lowest was 3.35. And the median was 4.75.
HVRRF's 5-Year Yield-on-Cost % is ranked better than 86.79% of 424
companies
in the Insurance industry
Industry Median: 3.965
vs HVRRF: 9.18
Hannover Rueck SE (OTCPK:HVRRF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Hannover Rueck SE 5-Year Yield-on-Cost % Related Terms
HVRRF vs RGA, EG, RNR: 5-Year Yield-on-Cost % Comparison
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's 5-Year Yield-on-Cost % falls into.
Hannover Rueck SE 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Hannover Rueck SE (HVRRF) has a 5-Year Yield-on-Cost % of 9.18 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hannover Rueck SE and its competitors. This is 93% above median its historical median of 4.75. Over the past decade, Hannover Rueck SE's 5-Year Yield-on-Cost % has ranged from 3.35 to 9.18. According to the industry distribution chart, Hannover Rueck SE ranks #56 out of 424 companies in the Insurance industry, placing it in the top 13.2%.
Is Hannover Rueck SE's 5-Year Yield-on-Cost % too high?
Hannover Rueck SE's current 5-Year Yield-on-Cost % of 9.18 is 93% above median its 10-year median of 4.75. Over the past 10 years, this metric has ranged from a low of 3.35 to a high of 9.18. The Insurance industry median 5-Year Yield-on-Cost % is 3.97. Hannover Rueck SE's value of 9.18 is 131.5% above this industry median. Based on the distribution chart, Hannover Rueck SE ranks #56 out of 424 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's 5-Year Yield-on-Cost % compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #56 out of 424 companies for 5-Year Yield-on-Cost %. This places Hannover Rueck SE in the top 13% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.97. Hannover Rueck SE's value of 9.18 is 131.5% above this benchmark. Historically, Hannover Rueck SE's own 5-Year Yield-on-Cost % has ranged from 3.35 to 9.18 over the past decade. While the company's 10-year median is 4.75 vs. the industry median of 3.97, Hannover Rueck SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.97, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current 5-Year Yield-on-Cost % of 9.18 is 131.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hannover Rueck SE and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current 5-Year Yield-on-Cost % is 9.18, which is 93% above median its own 10-year median of 4.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $348.24, compared to a current price of $274.90 — trading 21.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 9.18, which is 93% above median its 10-year median of 4.75 and 131.5% above the Insurance industry median of 3.97. Hannover Rueck SE's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current 5-Year Yield-on-Cost % is 9.18 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $274.90 is trading 21.1% below its estimated GF Value™ of $348.24.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
5-Year Yield-on-Cost %: 9.18 (93% above median its 10-year median of 4.75)
GF Value™: $348.24 vs. price of $274.90 (21.1% below fair value)
Industry Position: 131.5% above the Insurance median (#56 of 424)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score
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