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Hannover Rueck SEHVRRF 76 3-Year EBITDA Growth Rate is 35.00% as of Mar. 2026, which is 479% above its 10-year median of 6.05. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $350.25 (Modestly Undervalued). Among 293 Insurance companies, Hannover Rueck SE ranks better than 74.4% on this metric.
During the past 12 months, Hannover Rueck SE's average EBITDA Per Share Growth Rate was 17.60% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 35.00% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 21.40% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 5.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Hannover Rueck SE was 35.00% per year. The lowest was -10.00% per year. And the median was 6.05% per year.
Hannover Rueck SE (OTCPK:HVRRF) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Hannover Rueck SE 3-Year EBITDA Growth Rate Related Terms
HVRRF vs RGA, EG, RNR: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's 3-Year EBITDA Growth Rate falls into.
Hannover Rueck SE 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 35.00% mean?
Hannover Rueck SE (HVRRF) has a 3-Year EBITDA Growth Rate of 35.00% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Hannover Rueck SE and its competitors. This is 479% above median its historical median of 6.05. According to the industry distribution chart, Hannover Rueck SE ranks #75 out of 293 companies in the Insurance industry, placing it in the top 25.6%.
Is Hannover Rueck SE's 3-Year EBITDA Growth Rate too high?
Hannover Rueck SE's current 3-Year EBITDA Growth Rate of 35.00% is 479% above median its 10-year median of 6.05. The Insurance industry median 3-Year EBITDA Growth Rate is 17.20. Hannover Rueck SE's value of 35.00% is 103.5% above this industry median. Based on the distribution chart, Hannover Rueck SE ranks #75 out of 293 companies in the Insurance industry, which is above the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's 3-Year EBITDA Growth Rate compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #75 out of 293 companies for 3-Year EBITDA Growth Rate. This puts Hannover Rueck SE in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.20. Hannover Rueck SE's value of 35.00% is 103.5% above this benchmark. While the company's 10-year median is 6.05 vs. the industry median of 17.20, Hannover Rueck SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.20, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current 3-Year EBITDA Growth Rate of 35.00% is 103.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Hannover Rueck SE and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current 3-Year EBITDA Growth Rate is 35.00%, which is 479% above median its own 10-year median of 6.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $350.25, compared to a current price of $274.90 — trading 21.5% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 35.00%, which is 479% above median its 10-year median of 6.05 and 103.5% above the Insurance industry median of 17.20. Hannover Rueck SE's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current 3-Year EBITDA Growth Rate is 35.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $274.90 is trading 21.5% below its estimated GF Value™ of $350.25.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
3-Year EBITDA Growth Rate: 35.00% (479% above median its 10-year median of 6.05)
GF Value™: $350.25 vs. price of $274.90 (21.5% below fair value)
Industry Position: 103.5% above the Insurance median (#75 of 293)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score
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