Hannover Rueck SEHVRRF 76 Net Margin % is 10.57% as of Mar. 2026, which is 84% above its 10-year median of 5.76. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $351.60 (Modestly Undervalued). Among 501 Insurance companies, Hannover Rueck SE ranks better than 60.68% on this metric.
The historical rank and industry rank for Hannover Rueck SE's Net Margin % or its related term are showing as below:
HVRRF'
s Net Margin % Range Over the Past 10 Years
Min: 3.52 Med: 5.76 Max: 11.71
Current: 11.71
HVRRF's Net Margin % is ranked better than 60.68% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs HVRRF: 11.71
Hannover Rueck SE (OTCPK:HVRRF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Hannover Rueck SE Net Margin % Related Terms
Hannover Rueck SE Net Margin % Historical Data
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The historical data trend for Hannover Rueck SE's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's Net Margin % distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hannover Rueck SE (HVRRF) has a Net Margin % of 10.57% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Hannover Rueck SE and its competitors. This is 84% above median its historical median of 5.76. Over the past decade, Hannover Rueck SE's Net Margin % has ranged from 3.52 to 11.71. According to the industry distribution chart, Hannover Rueck SE ranks #197 out of 501 companies in the Insurance industry, placing it in the top 39.3%.
Is Hannover Rueck SE's Net Margin % too high?
Hannover Rueck SE's current Net Margin % of 10.57% is 84% above median its 10-year median of 5.76. Over the past 10 years, this metric has ranged from a low of 3.52 to a high of 11.71. The Insurance industry median Net Margin % is 9.29. Hannover Rueck SE's value of 10.57% is 13.8% above this industry median. Based on the distribution chart, Hannover Rueck SE ranks #197 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's Net Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #197 out of 501 companies for Net Margin %. This puts Hannover Rueck SE in the upper half of its industry. The industry median Net Margin % is 9.29. Hannover Rueck SE's value of 10.57% is 13.8% above this benchmark. Historically, Hannover Rueck SE's own Net Margin % has ranged from 3.52 to 11.71 over the past decade. While the company's 10-year median is 5.76 vs. the industry median of 9.29, Hannover Rueck SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current Net Margin % of 10.57% is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Hannover Rueck SE and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current Net Margin % is 10.57%, which is 84% above median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $351.60, compared to a current price of $270.00 — trading 23.2% below its estimated fair value. The current Net Margin % is 10.57%, which is 84% above median its 10-year median of 5.76 and 13.8% above the Insurance industry median of 9.29. Hannover Rueck SE's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current Net Margin % is 10.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $270.00 is trading 23.2% below its estimated GF Value™ of $351.60.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
Net Margin %: 10.57% (84% above median its 10-year median of 5.76)
GF Value™: $351.60 vs. price of $270.00 (23.2% below fair value)
Industry Position: 13.8% above the Insurance median (#197 of 501)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score
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