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Hannover Rueck SEHVRRF +1.68%78 Intrinsic Value: Projected FCF is $559.80 as of Sep. 01, 2026. GuruFocus rates HVRRF with a GF Score™ of 78/100 and a GF Value™ of $340.61 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 394 Insurance companies, Hannover Rueck SE ranks better than 72.34% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-01), Hannover Rueck SE's Intrinsic Value: Projected FCF is $559.80. The stock price of Hannover Rueck SE is $291.63. Therefore, Hannover Rueck SE's Price-to-Intrinsic-Value-Projected-FCF of today is 0.5.
The historical rank and industry rank for Hannover Rueck SE's Intrinsic Value: Projected FCF or its related term are showing as below:
HVRRF'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.32 Med: 0.51 Max: 0.67
Current: 0.52
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Hannover Rueck SE was 0.67. The lowest was 0.32. And the median was 0.51.
HVRRF's Price-to-Projected-FCF is ranked better than 72.34% of 394
companies
in the Insurance industry
Industry Median: 0.755
vs HVRRF: 0.52
Hannover Rueck SE (OTCPK:HVRRF) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Hannover Rueck SE's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
291.63
/
554.37258949724
=
0.53
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hannover Rueck SE Intrinsic Value: Projected FCF Related Terms
Hannover Rueck SE Intrinsic Value: Projected FCF Historical Data
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The historical data trend for Hannover Rueck SE's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hannover Rueck SE Intrinsic Value: Projected FCF Chart
HVRRF vs RGA, EG, RNR: Intrinsic Value: Projected FCF Comparison
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's Price-to-Projected-FCF falls into.
Hannover Rueck SE Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $559.80 mean?
Hannover Rueck SE (HVRRF) has a Intrinsic Value: Projected FCF of $559.80 as of Sep. 01, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Hannover Rueck SE and its competitors. According to the industry distribution chart, Hannover Rueck SE ranks #109 out of 394 companies in the Insurance industry, placing it in the top 27.7%.
Is Hannover Rueck SE's Intrinsic Value: Projected FCF too high?
Hannover Rueck SE's current Intrinsic Value: Projected FCF is $559.80. The Insurance industry median Intrinsic Value: Projected FCF is 0.76. Hannover Rueck SE's value of $559.80 is 74045.7% above this industry median. Based on the distribution chart, Hannover Rueck SE ranks #109 out of 394 companies in the Insurance industry, which is above the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's Intrinsic Value: Projected FCF compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #109 out of 394 companies for Intrinsic Value: Projected FCF. This puts Hannover Rueck SE in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.76. Hannover Rueck SE's value of $559.80 is 74045.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current Intrinsic Value: Projected FCF of $559.80 is 74045.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Hannover Rueck SE and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current Intrinsic Value: Projected FCF is $559.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $340.61, compared to a current price of $291.63 — trading 14.4% below its estimated fair value. The current Intrinsic Value: Projected FCF is $559.80 and 74045.7% above the Insurance industry median of 0.76. Hannover Rueck SE's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current Intrinsic Value: Projected FCF is $559.80 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $291.63 is trading 14.4% below its estimated GF Value™ of $340.61.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
Intrinsic Value: Projected FCF: $559.80
GF Value™: $340.61 vs. price of $291.63 (14.4% below fair value)
Industry Position: 74045.7% above the Insurance median (#109 of 394)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
78GF Score
Get the complete analysis for HVRRF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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