HVRRF (Hannover Rueck SE) PS Ratio: 1.14 (As of Jun. 28, 2026) — 43% Above Median


HVRRF Hannover Rueck SE HVRRF
76 GF Score
Price $270.00
GF Value $350.25
Valuation Modestly Undervalued
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What is Hannover Rueck SE PS Ratio?

Hannover Rueck SE HVRRF 76 PS Ratio is 1.14 as of Jun. 28, 2026, which is 43% above its 10-year median of 0.80. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $350.25 (Modestly Undervalued). Among 505 Insurance companies, Hannover Rueck SE ranks worse than 51.29% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Hannover Rueck SE's share price is $270.00. Hannover Rueck SE's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $236.72. Hence, Hannover Rueck SE's PS Ratio for today is 1.14.

Good Sign:

Hannover Rueck SE stock PS Ratio (=1.17) is close to 3-year low of 1.08.

The historical rank and industry rank for Hannover Rueck SE's PS Ratio or its related term are showing as below:

HVRRF' s PS Ratio Range Over the Past 10 Years
Min: 0.6   Med: 0.8   Max: 1.47
Current: 1.17

During the past 13 years, Hannover Rueck SE's highest PS Ratio was 1.47. The lowest was 0.60. And the median was 0.80.

HVRRF's PS Ratio is ranked worse than
51.29% of 505 companies
in the Insurance industry
Industry Median: 1.15 vs HVRRF: 1.17

Hannover Rueck SE's Revenue per Sharefor the three months ended in Mar. 2026 was $64.41. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $236.72.

During the past 12 months, the average Revenue per Share Growth Rate of Hannover Rueck SE was 4.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 2.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was -0.40% per year. During the past 10 years, the average Revenue per Share Growth Rate was 4.40% per year.

During the past 13 years, Hannover Rueck SE's highest 3-Year average Revenue per Share Growth Rate was 16.30% per year. The lowest was -38.60% per year. And the median was 5.80% per year.

Back to Basics: PS Ratio


Hannover Rueck SE  (OTCPK:HVRRF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Hannover Rueck SE PS Ratio Related Terms


Hannover Rueck SE PS Ratio Historical Data

* Premium members only.

The historical data trend for Hannover Rueck SE's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hannover Rueck SE PS Ratio Chart

Hannover Rueck SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 1.01 1.19 1.22 1.34

Hannover Rueck SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.42 1.44 1.38 1.34 1.32

HVRRF vs RGA, EG, RNR: PS Ratio Comparison

For the Insurance - Reinsurance subindustry, Hannover Rueck SE's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hannover Rueck SE PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Hannover Rueck SE's PS Ratio distribution charts can be found below:

* The bar in red indicates where Hannover Rueck SE's PS Ratio falls into.


HVRRF
76GF Score
Hannover Rueck SE HVRRF
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hannover Rueck SE PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Hannover Rueck SE's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=270.00/236.715
=1.14

Hannover Rueck SE's Share Price of today is $270.00.
Hannover Rueck SE's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $236.72.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.14 mean?
Hannover Rueck SE (HVRRF) has a PS Ratio of 1.14 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Hannover Rueck SE and its competitors. This is 43% above median its historical median of 0.80. Over the past decade, Hannover Rueck SE's PS Ratio has ranged from 0.60 to 1.47. According to the industry distribution chart, Hannover Rueck SE ranks #259 out of 505 companies in the Insurance industry, placing it in the top 51.3%.
Is Hannover Rueck SE's PS Ratio too high?
Hannover Rueck SE's current PS Ratio of 1.14 is 43% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 1.47. The Insurance industry median PS Ratio is 1.15. Hannover Rueck SE's value of 1.14 is 0.9% below this industry median. Based on the distribution chart, Hannover Rueck SE ranks #259 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's PS Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #259 out of 505 companies for PS Ratio. This places Hannover Rueck SE in the lower half of its industry. The industry median PS Ratio is 1.15. Hannover Rueck SE's value of 1.14 is 0.9% below this benchmark. Historically, Hannover Rueck SE's own PS Ratio has ranged from 0.60 to 1.47 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 1.15, Hannover Rueck SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current PS Ratio of 1.14 is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Hannover Rueck SE and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current PS Ratio is 1.14, which is 43% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $350.25, compared to a current price of $270.00 — trading 22.9% below its estimated fair value. The current PS Ratio is 1.14, which is 43% above median its 10-year median of 0.80 and 0.9% below the Insurance industry median of 1.15. Hannover Rueck SE's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current PS Ratio is 1.14 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hannover Rueck SE (HVRRF) Overvalued in 2026?

Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued. The current stock price of $270.00 is trading 22.9% below its estimated GF Value™ of $350.25. GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.

Key valuation signals for HVRRF:

  • PS Ratio: 1.14 (43% above median its 10-year median of 0.80)
  • GF Value™: $350.25 vs. price of $270.00 (22.9% below fair value)
  • GF Score™: 76/100
  • Industry Position: 0.9% below the Insurance median (#259 of 505)

No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hannover Rueck SE Business Description

Address Karl-Wiechert-Allee 50, Hannover, NI, DEU, 30625
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score

Get the complete analysis for HVRRF

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$270.00
Price
$350.25
GF Value