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Hannover Rueck SEHVRRF 76 EV-to-EBITDA is 8.84 as of Jul. 17, 2026, which is 16% below its 10-year median of 10.51. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $350.23 (Modestly Undervalued). Among 346 Insurance companies, Hannover Rueck SE ranks worse than 56.36% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Hannover Rueck SE's enterprise value is $39,278 Mil.
Hannover Rueck SE's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $4,443 Mil. Therefore, Hannover Rueck SE's EV-to-EBITDA for today is 8.84.
The historical rank and industry rank for Hannover Rueck SE's EV-to-EBITDA or its related term are showing as below:
HVRRF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.43 Med: 10.51 Max: 18.55
Current: 8.96
During the past 13 years, the highest EV-to-EBITDA of Hannover Rueck SE was 18.55. The lowest was 6.43. And the median was 10.51.
HVRRF's EV-to-EBITDA is ranked worse than 56.36% of 346
companies
in the Insurance industry
Industry Median: 8.23
vs HVRRF: 8.96
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Hannover Rueck SE (OTCPK:HVRRF) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hannover Rueck SE's PE Ratio (TTM) for today is calculated as:
Hannover Rueck SE's share price for today is $274.90.
Hannover Rueck SE's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $27.686.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Hannover Rueck SE's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's EV-to-EBITDA falls into.
Hannover Rueck SE's current Enterprise Value is $39,278 Mil.
Hannover Rueck SE's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4,443 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hannover Rueck SE (HVRRF) has a EV-to-EBITDA of 8.84 as of Jul. 17, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Hannover Rueck SE. This is 16% below median its historical median of 10.51. Over the past decade, Hannover Rueck SE's EV-to-EBITDA has ranged from 6.43 to 18.55. According to the industry distribution chart, Hannover Rueck SE ranks #195 out of 346 companies in the Insurance industry, placing it in the top 56.4%.
Is Hannover Rueck SE's EV-to-EBITDA too high?
Hannover Rueck SE's current EV-to-EBITDA of 8.84 is 16% below median its 10-year median of 10.51. Over the past 10 years, this metric has ranged from a low of 6.43 to a high of 18.55. The Insurance industry median EV-to-EBITDA is 8.23. Hannover Rueck SE's value of 8.84 is 7.4% above this industry median. Based on the distribution chart, Hannover Rueck SE ranks #195 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's EV-to-EBITDA compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #195 out of 346 companies for EV-to-EBITDA. This places Hannover Rueck SE in the lower half of its industry. The industry median EV-to-EBITDA is 8.23. Hannover Rueck SE's value of 8.84 is 7.4% above this benchmark. Historically, Hannover Rueck SE's own EV-to-EBITDA has ranged from 6.43 to 18.55 over the past decade. While the company's 10-year median is 10.51 vs. the industry median of 8.23, Hannover Rueck SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.23, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current EV-to-EBITDA of 8.84 is 7.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Hannover Rueck SE. For the Insurance industry, the median EV-to-EBITDA is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current EV-to-EBITDA is 8.84, which is 16% below median its own 10-year median of 10.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $350.23, compared to a current price of $274.90 — trading 21.5% below its estimated fair value. The current EV-to-EBITDA is 8.84, which is 16% below median its 10-year median of 10.51 and 7.4% above the Insurance industry median of 8.23. Hannover Rueck SE's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current EV-to-EBITDA is 8.84 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $274.90 is trading 21.5% below its estimated GF Value™ of $350.23.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
EV-to-EBITDA: 8.84 (16% below median its 10-year median of 10.51)
GF Value™: $350.23 vs. price of $274.90 (21.5% below fair value)
Industry Position: 7.4% above the Insurance median (#195 of 346)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score
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