HVRRF (Hannover Rueck SE) Effective Interest Rate on Debt %: 2.04% (As of Mar. 2026)


HVRRF Hannover Rueck SE HVRRF
76 GF Score
Price $274.90
GF Value $350.13
Valuation Modestly Undervalued
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What is Hannover Rueck SE Effective Interest Rate on Debt %?

Hannover Rueck SE HVRRF 76 Effective Interest Rate on Debt % is 2.04% as of Mar. 2026. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $350.13 (Modestly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hannover Rueck SE's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $99 Mil. Hannover Rueck SE's average total debt for the quarter that ended in Mar. 2026 was $4,850 Mil. Therefore, Hannover Rueck SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.04%.


Hannover Rueck SE  (OTCPK:HVRRF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hannover Rueck SE Effective Interest Rate on Debt % Related Terms


Hannover Rueck SE Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hannover Rueck SE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hannover Rueck SE Effective Interest Rate on Debt % Chart

Hannover Rueck SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.66 1.83 3.08 3.12 3.21

Hannover Rueck SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.27 0.00 0.00 5.81 2.04

HVRRF vs RGA, EG, RNR: Effective Interest Rate on Debt % Comparison

For the Insurance - Reinsurance subindustry, Hannover Rueck SE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hannover Rueck SE Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Hannover Rueck SE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hannover Rueck SE's Effective Interest Rate on Debt % falls into.


HVRRF
76GF Score
Hannover Rueck SE HVRRF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hannover Rueck SE Effective Interest Rate on Debt % Calculation

Hannover Rueck SE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -156.44/( (4888.901+4850.468)/ 2 )
=-1  *  -156.44/4869.6845
=3.21 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4888.901 + 0
=4888.901

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4850.468 + 0
=4850.468

Hannover Rueck SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -98.96/( (4850.468+0)/ 1 )
=-1  *  -98.96/4850.468
=2.04 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4850.468 + 0
=4850.468

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.04% mean?
Hannover Rueck SE (HVRRF) has a Effective Interest Rate on Debt % of 2.04% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hannover Rueck SE and its competitors.
Is Hannover Rueck SE's Effective Interest Rate on Debt % too high?
Hannover Rueck SE's current Effective Interest Rate on Debt % is 2.04%. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's Effective Interest Rate on Debt % compare to RGA and EG?
Hannover Rueck SE's Effective Interest Rate on Debt % of 2.04% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hannover Rueck SE and its competitors. Hannover Rueck SE's current Effective Interest Rate on Debt % is 2.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $350.13, compared to a current price of $274.90 — trading 21.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.04%. Hannover Rueck SE's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current Effective Interest Rate on Debt % is 2.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hannover Rueck SE (HVRRF) Overvalued in 2026?

Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued. The current stock price of $274.90 is trading 21.5% below its estimated GF Value™ of $350.13. GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.

Key valuation signals for HVRRF:

  • Effective Interest Rate on Debt %: 2.04%
  • GF Value™: $350.13 vs. price of $274.90 (21.5% below fair value)
  • GF Score™: 76/100

No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hannover Rueck SE Business Description

Address Karl-Wiechert-Allee 50, Hannover, NI, DEU, 30625
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score

Get the complete analysis for HVRRF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$274.90
Price
$350.13
GF Value