BHF (Brighthouse Financial) Book Value per Share: $96.85 (As of Mar. 2026)

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BHF Brighthouse Financial Inc BHF
75 GF Score
Price $65.87
GF Value $82.07
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Brighthouse Financial Book Value per Share?

Brighthouse Financial BHF +0.55% 75 Book Value per Share is $96.85 as of Mar. 2026. GuruFocus rates BHF with a GF Score™ of 75/100 and a GF Value™ of $82.07 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Brighthouse Financial's book value per share for the quarter that ended in Mar. 2026 was $96.85.

During the past 12 months, Brighthouse Financial's average Book Value Per Share Growth Rate was 7.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 13.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -14.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -3.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Brighthouse Financial was 19.10% per year. The lowest was -27.50% per year. And the median was 2.15% per year.

Brighthouse Financial's current price is $65.87. Its book value per share for the quarter that ended in Mar. 2026 was $96.85. Hence, today's PB Ratio of Brighthouse Financial is 0.68.

During the past 12 years, the highest P/B Ratio of Brighthouse Financial was 0.85. The lowest was 0.10. And the median was 0.42.

Warning Sign:

Brighthouse Financial Inc stock PB Ratio (=0.68) is close to 2-year high of 0.73.


Brighthouse Financial  (NAS:BHF) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Brighthouse Financial Book Value per Share Related Terms


Brighthouse Financial Book Value per Share Historical Data

* Premium members only.

The historical data trend for Brighthouse Financial's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brighthouse Financial Book Value per Share Chart

Brighthouse Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 207.29 81.04 77.84 84.58 118.38

Brighthouse Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 90.53 99.31 111.33 118.38 96.85

BHF vs GNW, FG, CNO: Book Value per Share Comparison

For the Insurance - Life subindustry, Brighthouse Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brighthouse Financial PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Brighthouse Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where Brighthouse Financial's PB Ratio falls into.


BHF
75GF Score
Brighthouse Financial Inc BHF
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Brighthouse Financial Book Value per Share Calculation

Brighthouse Financial's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(6,768-0)/57
=118.38

Brighthouse Financial's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(5,563-0)/57
=96.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $96.85 mean?
Brighthouse Financial (BHF) has a Book Value per Share of $96.85 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Brighthouse Financial and its competitors.
Is Brighthouse Financial's Book Value per Share too high?
Brighthouse Financial's current Book Value per Share is $96.85. Overall, Brighthouse Financial has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's Book Value per Share compare to GNW and FG?
Brighthouse Financial's Book Value per Share of $96.85 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Brighthouse Financial and its competitors. Brighthouse Financial's current Book Value per Share is $96.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $82.07, compared to a current price of $65.87 — trading 19.7% below its estimated fair value. The current Book Value per Share is $96.85. Brighthouse Financial's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current Book Value per Share is $96.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brighthouse Financial (BHF) Overvalued in 2026?

Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued. The current stock price of $65.87 is trading 19.7% below its estimated GF Value™ of $82.07. GuruFocus considers Brighthouse Financial to be Modestly Undervalued.

Key valuation signals for BHF:

  • Book Value per Share: $96.85
  • GF Value™: $82.07 vs. price of $65.87 (19.7% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Brighthouse Financial Business Description

Address 11225 North Community House Road, Charlotte, NC, USA, 28277
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
75GF Score

Get the complete analysis for BHF

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.87
Price
$82.07
GF Value