The historical rank and industry rank for Brighthouse Financial's FCF Margin % or its related term are showing as below:
BHF'
s FCF Margin % Range Over the Past 10 Years
Min: -18.52 Med: 14.31 Max: 122.13
Current: -1.95
During the past 12 years, the highest FCF Margin % of Brighthouse Financial was 122.13%. The lowest was -18.52%. And the median was 14.31%.
BHF's FCF Margin % is ranked worse than 79.68% of 502
companies
in the Insurance industry
Industry Median: 9.63
vs BHF: -1.95
Brighthouse Financial FCF Margin % Related Terms
Brighthouse Financial FCF Margin % Historical Data
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The historical data trend for Brighthouse Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Brighthouse Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Brighthouse Financial FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Brighthouse Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Brighthouse Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Brighthouse Financial (BHF) has a FCF Margin % of -15.14% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Brighthouse Financial and its competitors. According to the industry distribution chart, Brighthouse Financial ranks #400 out of 502 companies in the Insurance industry, placing it in the top 79.7%.
Is Brighthouse Financial's FCF Margin % too high?
Brighthouse Financial's current FCF Margin % is -15.14%. Based on the distribution chart, Brighthouse Financial ranks #400 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Brighthouse Financial has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's FCF Margin % compare to FG and GNW?
According to the Insurance industry distribution chart, Brighthouse Financial ranks #400 out of 502 companies for FCF Margin %. This places Brighthouse Financial in the lower half of its industry. The industry median FCF Margin % is 9.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Brighthouse Financial and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brighthouse Financial's current FCF Margin % is -15.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $78.89, compared to a current price of $63.05 — trading 20.1% below its estimated fair value. The current FCF Margin % is -15.14%. Brighthouse Financial's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current FCF Margin % is -15.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Brighthouse Financial (BHF) Overvalued in 2026?
Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued.
The current stock price of $63.05 is trading 20.1% below its estimated GF Value™ of $78.89.
GuruFocus considers Brighthouse Financial to be Modestly Undervalued.
Key valuation signals for BHF:
FCF Margin %: -15.14%
GF Value™: $78.89 vs. price of $63.05 (20.1% below fair value)
No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
74GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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