BHF (Brighthouse Financial) Long-Term Debt: $3,154 Mil (As of Mar. 2026)


BHF Brighthouse Financial Inc BHF
74 GF Score
Price $65.60
GF Value $80.97
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Brighthouse Financial Long-Term Debt?

Brighthouse Financial BHF +0.34% 74 Long-Term Debt is $3,154 Mil as of Mar. 2026. GuruFocus rates BHF with a GF Score™ of 74/100 and a GF Value™ of $80.97 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Brighthouse Financial's Long-Term Debt for the quarter that ended in Mar. 2026 was $3,154 Mil.

Brighthouse Financial's quarterly Long-Term Debt stayed the same from Sep. 2025 ($3,155 Mil) to Dec. 2025 ($3,155 Mil) but then declined from Dec. 2025 ($3,155 Mil) to Mar. 2026 ($3,154 Mil).

Brighthouse Financial's annual Long-Term Debt declined from Dec. 2023 ($3,156 Mil) to Dec. 2024 ($3,155 Mil) but then stayed the same from Dec. 2024 ($3,155 Mil) to Dec. 2025 ($3,155 Mil).

Brighthouse Financial  (NAS:BHF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Brighthouse Financial Long-Term Debt Related Terms

Brighthouse Financial Long-Term Debt Historical Data

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The historical data trend for Brighthouse Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brighthouse Financial Long-Term Debt Chart

Brighthouse Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,157.00 3,156.00 3,156.00 3,155.00 3,155.00

Brighthouse Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,155.00 3,155.00 3,155.00 3,155.00 3,154.00
BHF
74GF Score
Brighthouse Financial Inc BHF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $3,154 Mil mean?
Brighthouse Financial (BHF) has a Long-Term Debt of $3,154 Mil as of Mar. 2026.
Is Brighthouse Financial's Long-Term Debt too high?
Brighthouse Financial's current Long-Term Debt is $3,154 Mil. Overall, Brighthouse Financial has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's Long-Term Debt compare to GNW and FG?
Brighthouse Financial's Long-Term Debt of $3,154 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Brighthouse Financial's current Long-Term Debt is $3,154 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $80.97, compared to a current price of $65.60 — trading 19% below its estimated fair value. The current Long-Term Debt is $3,154 Mil. Brighthouse Financial's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current Long-Term Debt is $3,154 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brighthouse Financial (BHF) Overvalued in 2026?

Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued. The current stock price of $65.60 is trading 19% below its estimated GF Value™ of $80.97. GuruFocus considers Brighthouse Financial to be Modestly Undervalued.

Key valuation signals for BHF:

  • Long-Term Debt: $3,154 Mil
  • GF Value™: $80.97 vs. price of $65.60 (19% below fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Brighthouse Financial Business Description

Address 11225 North Community House Road, Charlotte, NC, USA, 28277
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
74GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.60
Price
$80.97
GF Value