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Brighthouse FinancialBHF -0.30%74 3-Year Share Buyback Ratio is 5.70 as of Jun. 2026, which is 37% below its 10-year median of 9.00. GuruFocus rates BHF with a GF Score™ of 74/100 and a GF Value™ of $87.67 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 276 Insurance companies, Brighthouse Financial ranks better than 92.39% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Brighthouse Financial's current 3-Year Share Buyback Ratio was 5.70%.
The historical rank and industry rank for Brighthouse Financial's 3-Year Share Buyback Ratio or its related term are showing as below:
BHF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 0.8 Med: 9 Max: 13.6
Current: 5.7
During the past 12 years, Brighthouse Financial's highest 3-Year Share Buyback Ratio was 13.60%. The lowest was 0.80%. And the median was 9.00%.
BHF's 3-Year Share Buyback Ratio is ranked better than 92.39% of 276
companies
in the Insurance industry
Industry Median: -0.1
vs BHF: 5.70
Brighthouse Financial (NAS:BHF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Brighthouse Financial 3-Year Share Buyback Ratio Related Terms
BHF vs FG, GNW, CNO: 3-Year Share Buyback Ratio Comparison
For the Insurance - Life subindustry, Brighthouse Financial's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Brighthouse Financial 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Brighthouse Financial's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Brighthouse Financial's 3-Year Share Buyback Ratio falls into.
Brighthouse Financial 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 5.70 mean?
Brighthouse Financial (BHF) has a 3-Year Share Buyback Ratio of 5.70 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Brighthouse Financial and its competitors. This is 37% below median its historical median of 9.00. Over the past decade, Brighthouse Financial's 3-Year Share Buyback Ratio has ranged from 0.80 to 13.60. According to the industry distribution chart, Brighthouse Financial ranks #21 out of 276 companies in the Insurance industry, placing it in the top 7.6%.
Is Brighthouse Financial's 3-Year Share Buyback Ratio too high?
Brighthouse Financial's current 3-Year Share Buyback Ratio of 5.70 is 37% below median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 13.60. Based on the distribution chart, Brighthouse Financial ranks #21 out of 276 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Brighthouse Financial has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's 3-Year Share Buyback Ratio compare to FG and GNW?
According to the Insurance industry distribution chart, Brighthouse Financial ranks #21 out of 276 companies for 3-Year Share Buyback Ratio. This places Brighthouse Financial in the top 8% of its industry — outperforming the majority of peers. Historically, Brighthouse Financial's own 3-Year Share Buyback Ratio has ranged from 0.80 to 13.60 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Brighthouse Financial and its competitors. Brighthouse Financial's current 3-Year Share Buyback Ratio is 5.70, which is 37% below median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Significantly Undervalued. The stock's GF Value™ is $87.67, compared to a current price of $53.58 — trading 38.9% below its estimated fair value. The current 3-Year Share Buyback Ratio is 5.70, which is 37% below median its 10-year median of 9.00. Brighthouse Financial's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current 3-Year Share Buyback Ratio is 5.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Brighthouse Financial (BHF) Overvalued in 2026?
Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued.
The current stock price of $53.58 is trading 38.9% below its estimated GF Value™ of $87.67.
GuruFocus considers Brighthouse Financial to be Significantly Undervalued.
Key valuation signals for BHF:
3-Year Share Buyback Ratio: 5.70 (37% below median its 10-year median of 9.00)
GF Value™: $87.67 vs. price of $53.58 (38.9% below fair value)
No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
74GF Score
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