Brighthouse FinancialBHF +0.61%75 Net Debt Paydown Yield % is 0.01% as of Jul. 10, 2026, which is 100% below its 10-year median of 2.26. GuruFocus rates BHF with a GF Score™ of 75/100 and a GF Value™ of $81.10 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 421 Insurance companies, Brighthouse Financial ranks better than 60.1% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Brighthouse Financial's Net Debt Paydown Yield % was 0.01%.
Brighthouse Financial (NAS:BHF) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Brighthouse Financial Net Debt Paydown Yield % Related Terms
Brighthouse Financial Net Debt Paydown Yield % Historical Data
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The historical data trend for Brighthouse Financial's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Brighthouse Financial Net Debt Paydown Yield % Chart
BHF vs GNW, FG, CNO: Net Debt Paydown Yield % Comparison
For the Insurance - Life subindustry, Brighthouse Financial's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Brighthouse Financial Net Debt Paydown Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Brighthouse Financial's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Brighthouse Financial's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 0.01% mean?
Brighthouse Financial (BHF) has a Net Debt Paydown Yield % of 0.01% as of Jul. 10, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Brighthouse Financial and its competitors. This is 100% below median its historical median of 2.26. According to the industry distribution chart, Brighthouse Financial ranks #168 out of 421 companies in the Insurance industry, placing it in the top 39.9%.
Is Brighthouse Financial's Net Debt Paydown Yield % too high?
Brighthouse Financial's current Net Debt Paydown Yield % of 0.01% is 100% below median its 10-year median of 2.26. Based on the distribution chart, Brighthouse Financial ranks #168 out of 421 companies in the Insurance industry, which is above the industry midpoint. Overall, Brighthouse Financial has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's Net Debt Paydown Yield % compare to GNW and FG?
According to the Insurance industry distribution chart, Brighthouse Financial ranks #168 out of 421 companies for Net Debt Paydown Yield %. This puts Brighthouse Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Brighthouse Financial and its competitors. Brighthouse Financial's current Net Debt Paydown Yield % is 0.01%, which is 100% below median its own 10-year median of 2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $81.10, compared to a current price of $66.00 — trading 18.6% below its estimated fair value. The current Net Debt Paydown Yield % is 0.01%, which is 100% below median its 10-year median of 2.26. Brighthouse Financial's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current Net Debt Paydown Yield % is 0.01% as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Brighthouse Financial (BHF) Overvalued in 2026?
Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued.
The current stock price of $66.00 is trading 18.6% below its estimated GF Value™ of $81.10.
GuruFocus considers Brighthouse Financial to be Modestly Undervalued.
Key valuation signals for BHF:
Net Debt Paydown Yield %: 0.01% (100% below median its 10-year median of 2.26)
GF Value™: $81.10 vs. price of $66.00 (18.6% below fair value)
No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
75GF Score
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