BHF (Brighthouse Financial) EBIT: $-6 Mil (TTM As of Mar. 2026)


BHF Brighthouse Financial Inc BHF
74 GF Score
Price $63.05
GF Value $78.89
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Brighthouse Financial EBIT?

Brighthouse Financial BHF -0.65% 74 EBIT is $-6 Mil as of Mar. 2026. GuruFocus rates BHF with a GF Score™ of 74/100 and a GF Value™ of $78.89 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Brighthouse Financial's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was $-948 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was $-6 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Brighthouse Financial's annualized ROC % for the quarter that ended in Mar. 2026 was -1.25%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Brighthouse Financial's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was -0.09%.


Brighthouse Financial  (NAS:BHF) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Brighthouse Financial's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=-3792 * ( 1 - 22.52% )/( (236491.65 + 231969)/ 2 )
=-2938.0416/234230.325
=-1.25 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=241800 - 0 - ( 5387 - 5% * 1573 )
=236491.65

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=236803 - 0 - ( 4907 - 5% * 1460 )
=231969

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Brighthouse Financial's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=-6/6597.252
=-0.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Brighthouse Financial EBIT Related Terms


Brighthouse Financial EBIT Historical Data

* Premium members only.

The historical data trend for Brighthouse Financial's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brighthouse Financial EBIT Chart

Brighthouse Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,172.00 4,885.00 -1,321.00 574.00 626.00

Brighthouse Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -316.00 131.00 623.00 188.00 -948.00

BHF vs FG, GNW, CNO: EBIT Comparison

For the Insurance - Life subindustry, Brighthouse Financial's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brighthouse Financial EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Brighthouse Financial's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Brighthouse Financial's EV-to-EBIT falls into.


BHF
74GF Score
Brighthouse Financial Inc BHF
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Brighthouse Financial EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $-6 Mil mean?
Brighthouse Financial (BHF) has a EBIT of $-6 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Brighthouse Financial.
Is Brighthouse Financial's EBIT too high?
Brighthouse Financial's current EBIT is $-6 Mil. Overall, Brighthouse Financial has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's EBIT compare to FG and GNW?
Brighthouse Financial's EBIT of $-6 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Brighthouse Financial. Brighthouse Financial's current EBIT is $-6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $78.89, compared to a current price of $63.05 — trading 20.1% below its estimated fair value. The current EBIT is $-6 Mil. Brighthouse Financial's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current EBIT is $-6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brighthouse Financial (BHF) Overvalued in 2026?

Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued. The current stock price of $63.05 is trading 20.1% below its estimated GF Value™ of $78.89. GuruFocus considers Brighthouse Financial to be Modestly Undervalued.

Key valuation signals for BHF:

  • EBIT: $-6 Mil
  • GF Value™: $78.89 vs. price of $63.05 (20.1% below fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Brighthouse Financial Business Description

Address 11225 North Community House Road, Charlotte, NC, USA, 28277
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
74GF Score

Get the complete analysis for BHF

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.05
Price
$78.89
GF Value