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During the past 12 years, Brighthouse Financial's highest 3-Year average EPS without NRI Growth Rate was 42.00% per year. The lowest was -6.60% per year. And the median was 12.50% per year.
Brighthouse Financial (NAS:BHF) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Brighthouse Financial Earnings per Share (Diluted) Related Terms
Brighthouse Financial Earnings per Share (Diluted) Historical Data
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The historical data trend for Brighthouse Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Brighthouse Financial Earnings per Share (Diluted) Chart
BHF vs GNW, FG, CNO: Earnings per Share (Diluted) Comparison
For the Insurance - Life subindustry, Brighthouse Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Brighthouse Financial PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Brighthouse Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Brighthouse Financial's PE Ratio falls into.
Brighthouse Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Brighthouse Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $12.53
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $12.53 mean?
Brighthouse Financial (BHF) has a Earnings per Share (Diluted) of $12.53 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Brighthouse Financial and its competitors. According to the industry distribution chart, Brighthouse Financial ranks #160 out of 398 companies in the Insurance industry, placing it in the top 40.2%.
Is Brighthouse Financial's Earnings per Share (Diluted) too high?
Brighthouse Financial's current Earnings per Share (Diluted) is $12.53. The Insurance industry median Earnings per Share (Diluted) is 16.55. Brighthouse Financial's value of $12.53 is 24.3% below this industry median. Based on the distribution chart, Brighthouse Financial ranks #160 out of 398 companies in the Insurance industry, which is above the industry midpoint. Overall, Brighthouse Financial has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's Earnings per Share (Diluted) compare to GNW and FG?
According to the Insurance industry distribution chart, Brighthouse Financial ranks #160 out of 398 companies for Earnings per Share (Diluted). This puts Brighthouse Financial in the upper half of its industry. The industry median Earnings per Share (Diluted) is 16.55. Brighthouse Financial's value of $12.53 is 24.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.55, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Brighthouse Financial's current Earnings per Share (Diluted) of $12.53 is 24.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Brighthouse Financial and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brighthouse Financial's current Earnings per Share (Diluted) is $12.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Significantly Undervalued. The stock's GF Value™ is $86.28, compared to a current price of $53.03 — trading 38.5% below its estimated fair value. The current Earnings per Share (Diluted) is $12.53 and 24.3% below the Insurance industry median of 16.55. Brighthouse Financial's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current Earnings per Share (Diluted) is $12.53 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Brighthouse Financial (BHF) Overvalued in 2026?
Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued.
The current stock price of $53.03 is trading 38.5% below its estimated GF Value™ of $86.28.
GuruFocus considers Brighthouse Financial to be Significantly Undervalued.
Key valuation signals for BHF:
Earnings per Share (Diluted): $12.53
GF Value™: $86.28 vs. price of $53.03 (38.5% below fair value)
Industry Position: 24.3% below the Insurance median (#160 of 398)
No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
74GF Score
Get the complete analysis for BHF
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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