BHF (Brighthouse Financial) EV-to-EBITDA: -1,088.24 (As of Aug. 05, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BHF Brighthouse Financial Inc BHF
75 GF Score
Price $61.91
GF Value $84.47
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Brighthouse Financial EV-to-EBITDA?

Brighthouse Financial BHF -1.24% 75 EV-to-EBITDA is -1,088.24 as of Aug. 05, 2026. GuruFocus rates BHF with a GF Score™ of 75/100 and a GF Value™ of $84.47 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 347 Insurance companies, Brighthouse Financial ranks worse than 288184.15% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Brighthouse Financial's enterprise value is $6,529 Mil. Brighthouse Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $-6 Mil. Therefore, Brighthouse Financial's EV-to-EBITDA for today is -1,088.24.

The historical rank and industry rank for Brighthouse Financial's EV-to-EBITDA or its related term are showing as below:

BHF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1097.92   Med: -0.38   Max: 1142.15
Current: -1088.24

During the past 12 years, the highest EV-to-EBITDA of Brighthouse Financial was 1142.15. The lowest was -1097.92. And the median was -0.38.

BHF's EV-to-EBITDA is ranked worse than
100% of 347 companies
in the Insurance industry
Industry Median: 8.23 vs BHF: -1088.24

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-05), Brighthouse Financial's stock price is $61.91. Brighthouse Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-2.980. Therefore, Brighthouse Financial's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Brighthouse Financial  (NAS:BHF) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Brighthouse Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=61.91/-2.980
=At Loss

Brighthouse Financial's share price for today is $61.91.
Brighthouse Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.980.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Brighthouse Financial EV-to-EBITDA Related Terms


Brighthouse Financial EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Brighthouse Financial's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brighthouse Financial EV-to-EBITDA Chart

Brighthouse Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.28 0.53 -2.07 1.73 2.46

Brighthouse Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.29 0.82 -0.27 2.46 -291.90

BHF vs GNW, FG, CNO: EV-to-EBITDA Comparison

For the Insurance - Life subindustry, Brighthouse Financial's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brighthouse Financial EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Brighthouse Financial's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Brighthouse Financial's EV-to-EBITDA falls into.


BHF
75GF Score
Brighthouse Financial Inc BHF
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Brighthouse Financial EV-to-EBITDA Calculation

Brighthouse Financial's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=6529.469/-6
=-1,088.24

Brighthouse Financial's current Enterprise Value is $6,529 Mil.
Brighthouse Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -1,088.24 mean?
Brighthouse Financial (BHF) has a EV-to-EBITDA of -1,088.24 as of Aug. 05, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Brighthouse Financial. According to the industry distribution chart, Brighthouse Financial ranks #999999 out of 347 companies in the Insurance industry.
Is Brighthouse Financial's EV-to-EBITDA too high?
Brighthouse Financial's current EV-to-EBITDA is -1,088.24. Based on the distribution chart, Brighthouse Financial ranks #999999 out of 347 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Brighthouse Financial has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's EV-to-EBITDA compare to GNW and FG?
According to the Insurance industry distribution chart, Brighthouse Financial ranks #999999 out of 347 companies for EV-to-EBITDA. This places Brighthouse Financial in the lower half of its industry. The industry median EV-to-EBITDA is 8.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.23, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Brighthouse Financial. For the Insurance industry, the median EV-to-EBITDA is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brighthouse Financial's current EV-to-EBITDA is -1,088.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $84.47, compared to a current price of $61.91 — trading 26.7% below its estimated fair value. The current EV-to-EBITDA is -1,088.24. Brighthouse Financial's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current EV-to-EBITDA is -1,088.24 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brighthouse Financial (BHF) Overvalued in 2026?

Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued. The current stock price of $61.91 is trading 26.7% below its estimated GF Value™ of $84.47. GuruFocus considers Brighthouse Financial to be Modestly Undervalued.

Key valuation signals for BHF:

  • EV-to-EBITDA: -1,088.24
  • GF Value™: $84.47 vs. price of $61.91 (26.7% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Brighthouse Financial Business Description

Address 11225 North Community House Road, Charlotte, NC, USA, 28277
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
75GF Score

Get the complete analysis for BHF

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.91
Price
$84.47
GF Value