BHF (Brighthouse Financial) Tariff Resilience Score: 9/10 (As of Jul. 03, 2026)


BHF Brighthouse Financial Inc BHF
75 GF Score
Price $64.00
GF Value $80.13
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Brighthouse Financial Tariff Resilience Score?

Brighthouse Financial BHF +0.20% 75 Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus rates BHF with a GF Score™ of 75/100 and a GF Value™ of $80.13 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 596 Insurance companies, Brighthouse Financial ranks better than 99.66% on this metric.

Brighthouse Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Brighthouse Financial has As a financial services company, it has minimal direct exposure to tariffs. Its operations are largely domestic, and any indirect effects are limited to client industries, making it highly resilient to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Brighthouse Financial might have Highly Resilient.

Brighthouse Financial  (NAS:BHF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Brighthouse Financial Tariff Resilience Score Related Terms

BHF vs GNW, FG, CNO: Tariff Resilience Score Comparison

For the Insurance - Life subindustry, Brighthouse Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Brighthouse Financial Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Brighthouse Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Brighthouse Financial's Tariff Resilience Score falls into.


BHF
75GF Score
Brighthouse Financial Inc BHF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Brighthouse Financial (BHF) has a Tariff Resilience Score of 9 as of Jul. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Brighthouse Financial ranks #2 out of 596 companies in the Insurance industry, placing it in the top 0.3%.
Is Brighthouse Financial's Tariff Resilience Score too high?
Brighthouse Financial's current Tariff Resilience Score is 9. Based on the distribution chart, Brighthouse Financial ranks #2 out of 596 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Brighthouse Financial has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brighthouse Financial's Tariff Resilience Score compare to GNW and FG?
According to the Insurance industry distribution chart, Brighthouse Financial ranks #2 out of 596 companies for Tariff Resilience Score. This places Brighthouse Financial in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Brighthouse Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brighthouse Financial stock overvalued right now?
Based on GuruFocus' analysis, Brighthouse Financial (BHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $80.13, compared to a current price of $64.00 — trading 20.1% below its estimated fair value. The current Tariff Resilience Score is 9. Brighthouse Financial's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Brighthouse Financial (BHF), the current Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brighthouse Financial (BHF) Overvalued in 2026?

Based on GuruFocus' analysis, Brighthouse Financial stock appears to be undervalued. The current stock price of $64.00 is trading 20.1% below its estimated GF Value™ of $80.13. GuruFocus considers Brighthouse Financial to be Modestly Undervalued.

Key valuation signals for BHF:

  • Tariff Resilience Score: 9
  • GF Value™: $80.13 vs. price of $64.00 (20.1% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the BHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Brighthouse Financial Business Description

Address 11225 North Community House Road, Charlotte, NC, USA, 28277
Brighthouse Financial Inc is a United States-based provider of annuity products and life insurance through independent distribution channels and marketing arrangements with distribution partners. Its segments are: Annuities, that derives majority of the revenue, includes variable, fixed, index-linked, and income annuities; The life segment includes variable, term, universal, and whole life policies; The Run-off segment consists of products that are no longer actively sold and are separately managed, including ULSG, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies and certain funding agreements; and The Corporate & Other segment consists of activities related to funding agreements associated with the company.
75GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.00
Price
$80.13
GF Value