CCYY (CCCB Bancorp) Book Value per Share: $10.23 (As of Dec. 2025)


CCYY CCCB Bancorp Inc CCYY
47 GF Score
Price $10.38
GF Value $6.90
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CCCB Bancorp Book Value per Share?

CCCB Bancorp CCYY 47 Book Value per Share is $10.23 as of Dec. 2025. GuruFocus rates CCYY with a GF Score™ of 47/100 and a GF Value™ of $6.90 (Significantly Overvalued). The stock has 7 warning signs investors should review.

CCCB Bancorp's book value per share for the quarter that ended in Dec. 2025 was $10.23.

During the past 12 months, CCCB Bancorp's average Book Value Per Share Growth Rate was 7.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 3.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -2.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of CCCB Bancorp was 3.00% per year. The lowest was -6.10% per year. And the median was -3.30% per year.

CCCB Bancorp's current price is $10.38. Its book value per share for the quarter that ended in Dec. 2025 was $10.23. Hence, today's PB Ratio of CCCB Bancorp is 1.01.

During the past 7 years, the highest P/B Ratio of CCCB Bancorp was 1.17. The lowest was 0.49. And the median was 0.70.

Warning Sign:

CCCB Bancorp Inc stock PB Ratio (=1.01) is close to 3-year high of 1.03.


CCCB Bancorp  (OTCPK:CCYY) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


CCCB Bancorp Book Value per Share Related Terms


CCCB Bancorp Book Value per Share Historical Data

* Premium members only.

The historical data trend for CCCB Bancorp's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CCCB Bancorp Book Value per Share Chart

CCCB Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial 11.44 9.37 9.92 9.48 10.23

CCCB Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share Get a 7-Day Free Trial 11.44 9.37 9.92 9.48 10.23

CCYY vs TCNB, FIDS, CRZY: Book Value per Share Comparison

For the Banks - Regional subindustry, CCCB Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CCCB Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CCCB Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where CCCB Bancorp's PB Ratio falls into.


CCYY
47GF Score
CCCB Bancorp Inc CCYY
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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CCCB Bancorp Book Value per Share Calculation

CCCB Bancorp's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(17.04-0.00)/1.67
=10.23

CCCB Bancorp's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(17.04-0.00)/1.67
=10.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $10.23 mean?
CCCB Bancorp (CCYY) has a Book Value per Share of $10.23 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on CCCB Bancorp and its competitors.
Is CCCB Bancorp's Book Value per Share too high?
CCCB Bancorp's current Book Value per Share is $10.23. Overall, CCCB Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's Book Value per Share compare to TCNB and FIDS?
CCCB Bancorp's Book Value per Share of $10.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on CCCB Bancorp and its competitors. CCCB Bancorp's current Book Value per Share is $10.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.90, compared to a current price of $10.38 — trading 50.4% above its estimated fair value. The current Book Value per Share is $10.23. CCCB Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current Book Value per Share is $10.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCCB Bancorp (CCYY) Overvalued in 2026?

Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued. The current stock price of $10.38 is trading 50.4% above its estimated GF Value™ of $6.90. GuruFocus considers CCCB Bancorp to be Significantly Overvalued.

Key valuation signals for CCYY:

  • Book Value per Share: $10.23
  • GF Value™: $6.90 vs. price of $10.38 (50.4% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CCCB Bancorp Business Description

Address 333 West Main Street, Clarion, PA, USA, 16214
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
47GF Score

Get the complete analysis for CCYY

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.38
Price
$6.90
GF Value