CCYY (CCCB Bancorp) Enterprise Value: $20.48 Mil (As of Jun. 25, 2026) ***


CCYY CCCB Bancorp Inc CCYY
47 GF Score
Price $9.95
GF Value $6.90
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is CCCB Bancorp Enterprise Value?

CCCB Bancorp CCYY 47 Enterprise Value is $20.48 Mil as of Jun. 25, 2026. GuruFocus rates CCYY with a GF Score™ of 47/100 and a GF Value™ of $6.90 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, CCCB Bancorp's Enterprise Value is $20.48 Mil. CCCB Bancorp's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $8.44 Mil. Therefore, CCCB Bancorp's EV-to-Revenue ratio for today is 2.43.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, CCCB Bancorp's Enterprise Value is $20.48 Mil. CCCB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.73 Mil. Therefore, CCCB Bancorp's EV-to-OCF ratio for today is 28.09.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, CCCB Bancorp's Enterprise Value is $20.48 Mil. CCCB Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.43 Mil. Therefore, CCCB Bancorp's EV-to-FCF ratio for today is 47.63.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


CCCB Bancorp  (OTCPK:CCYY) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

CCCB Bancorp's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=20.480/8.439
=2.43

CCCB Bancorp's current Enterprise Value is $20.48 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. CCCB Bancorp's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $8.44 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

CCCB Bancorp's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=20.480/0.729
=28.09

CCCB Bancorp's current Enterprise Value is $20.48 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. CCCB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.73 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

CCCB Bancorp's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=20.480/0.43
=47.63

CCCB Bancorp's current Enterprise Value is $20.48 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. CCCB Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.43 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CCCB Bancorp Enterprise Value Related Terms


CCCB Bancorp Enterprise Value Historical Data

* Premium members only.

The historical data trend for CCCB Bancorp's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CCCB Bancorp Enterprise Value Chart

CCCB Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial 10.33 17.15 20.14 7.16 18.73

CCCB Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial 10.33 17.15 20.14 7.16 18.73

CCYY vs TCNB, TDCB, FIDS: Enterprise Value Comparison

For the Banks - Regional subindustry, CCCB Bancorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CCCB Bancorp Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, CCCB Bancorp's Enterprise Value distribution charts can be found below:

* The bar in red indicates where CCCB Bancorp's Enterprise Value falls into.


CCYY
47GF Score
CCCB Bancorp Inc CCYY
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CCCB Bancorp Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

CCCB Bancorp's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

CCCB Bancorp's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $20.48 Mil mean?
CCCB Bancorp (CCYY) has a Enterprise Value of $20.48 Mil as of Jun. 25, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on CCCB Bancorp and its competitors.
Is CCCB Bancorp's Enterprise Value too high?
CCCB Bancorp's current Enterprise Value is $20.48 Mil. Overall, CCCB Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's Enterprise Value compare to TCNB and TDCB?
CCCB Bancorp's Enterprise Value of $20.48 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on CCCB Bancorp and its competitors. CCCB Bancorp's current Enterprise Value is $20.48 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.90, compared to a current price of $9.95 — trading 44.2% above its estimated fair value. The current Enterprise Value is $20.48 Mil. CCCB Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current Enterprise Value is $20.48 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCCB Bancorp (CCYY) Overvalued in 2026?

Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued. The current stock price of $9.95 is trading 44.2% above its estimated GF Value™ of $6.90. GuruFocus considers CCCB Bancorp to be Significantly Overvalued.

Key valuation signals for CCYY:

  • Enterprise Value: $20.48 Mil
  • GF Value™: $6.90 vs. price of $9.95 (44.2% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CCCB Bancorp Business Description

Address 333 West Main Street, Clarion, PA, USA, 16214
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
47GF Score

Get the complete analysis for CCYY

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.95
Price
$6.90
GF Value