CCYY (CCCB Bancorp) OCF Yield %: 4.40 (As of Jun. 25, 2026) — 59% Below Median


CCYY CCCB Bancorp Inc CCYY
47 GF Score
Price $9.95
GF Value $6.90
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CCCB Bancorp OCF Yield %?

CCCB Bancorp CCYY 47 OCF Yield % is 4.40 as of Jun. 25, 2026, which is 59% below its 10-year median of 10.79. GuruFocus rates CCYY with a GF Score™ of 47/100 and a GF Value™ of $6.90 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, CCCB Bancorp ranks worse than 67.69% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, CCCB Bancorp's Trailing 12-Month Cash Flow from Operations is $0.73 Mil, and Market Cap is $16.57 Mil. Therefore, CCCB Bancorp's OCF Yield % for today is 4.40%.

The historical rank and industry rank for CCCB Bancorp's OCF Yield % or its related term are showing as below:

CCYY' s OCF Yield % Range Over the Past 10 Years
Min: 1.01   Med: 10.79   Max: 21.35
Current: 4.4


During the past 7 years, the highest OCF Yield % of CCCB Bancorp was 21.35%. The lowest was 1.01%. And the median was 10.79%.

CCYY's OCF Yield % is ranked worse than
67.69% of 1501 companies
in the Banks industry
Industry Median: 9.25 vs CCYY: 4.40

CCCB Bancorp's OCF Margin % for the quarter that ended in Dec. 2025 was %.


CCCB Bancorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CCCB Bancorp OCF Yield % Related Terms


CCCB Bancorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for CCCB Bancorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CCCB Bancorp OCF Yield % Chart

CCCB Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 11.72 11.51 7.62 1.48 4.92

CCCB Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial 11.72 11.51 7.62 1.48 4.92

CCYY vs TCNB, TDCB, FIDS: OCF Yield % Comparison

For the Banks - Regional subindustry, CCCB Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CCCB Bancorp OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, CCCB Bancorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where CCCB Bancorp's OCF Yield % falls into.


CCYY
47GF Score
CCCB Bancorp Inc CCYY
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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CCCB Bancorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

CCCB Bancorp's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=0.729 / 14.8274
=4.92%

CCCB Bancorp's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0.729 * 1 / 14.8274
=4.92%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 4.40 mean?
CCCB Bancorp (CCYY) has a OCF Yield % of 4.40 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on CCCB Bancorp and its competitors. This is 59% below median its historical median of 10.79. Over the past decade, CCCB Bancorp's OCF Yield % has ranged from 1.01 to 21.35. According to the industry distribution chart, CCCB Bancorp ranks #1016 out of 1501 companies in the Banks industry, placing it in the top 67.7%.
Is CCCB Bancorp's OCF Yield % too high?
CCCB Bancorp's current OCF Yield % of 4.40 is 59% below median its 10-year median of 10.79. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 21.35. The Banks industry median OCF Yield % is 9.25. CCCB Bancorp's value of 4.40 is 52.4% below this industry median. Based on the distribution chart, CCCB Bancorp ranks #1016 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, CCCB Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's OCF Yield % compare to TCNB and TDCB?
According to the Banks industry distribution chart, CCCB Bancorp ranks #1016 out of 1501 companies for OCF Yield %. This places CCCB Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.25. CCCB Bancorp's value of 4.40 is 52.4% below this benchmark. Historically, CCCB Bancorp's own OCF Yield % has ranged from 1.01 to 21.35 over the past decade. While the company's 10-year median is 10.79 vs. the industry median of 9.25, CCCB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CCCB Bancorp's current OCF Yield % of 4.40 is 52.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on CCCB Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CCCB Bancorp's current OCF Yield % is 4.40, which is 59% below median its own 10-year median of 10.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.90, compared to a current price of $9.95 — trading 44.2% above its estimated fair value. The current OCF Yield % is 4.40, which is 59% below median its 10-year median of 10.79 and 52.4% below the Banks industry median of 9.25. CCCB Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current OCF Yield % is 4.40 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCCB Bancorp (CCYY) Overvalued in 2026?

Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued. The current stock price of $9.95 is trading 44.2% above its estimated GF Value™ of $6.90. GuruFocus considers CCCB Bancorp to be Significantly Overvalued.

Key valuation signals for CCYY:

  • OCF Yield %: 4.40 (59% below median its 10-year median of 10.79)
  • GF Value™: $6.90 vs. price of $9.95 (44.2% above fair value)
  • GF Score™: 47/100 with 7 warning signs
  • Industry Position: 52.4% below the Banks median (#1016 of 1501)

No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CCCB Bancorp Business Description

Address 333 West Main Street, Clarion, PA, USA, 16214
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
47GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.95
Price
$6.90
GF Value