CCYY (CCCB Bancorp) Profitability Rank: 4 (As of Dec. 2025) — 33% Above Median

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CCYY CCCB Bancorp Inc CCYY
47 GF Score
Price $10.80
GF Value $6.91
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CCCB Bancorp Profitability Rank?

CCCB Bancorp CCYY +1.79% 47 Profitability Rank is 4 as of Dec. 2025, which is 33% above its 10-year median of 3.00. GuruFocus rates CCYY with a GF Score™ of 47/100 and a GF Value™ of $6.91 (Significantly Overvalued). The stock has 7 warning signs investors should review.

CCCB Bancorp has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

CCCB Bancorp's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, CCCB Bancorp's Piotroski F-Score is 6.


CCCB Bancorp Profitability Rank Related Terms


CCYY vs TCNB, FIDS, CRZY: Profitability Rank Comparison

For the Banks - Regional subindustry, CCCB Bancorp's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CCCB Bancorp Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, CCCB Bancorp's Profitability Rank distribution charts can be found below:

* The bar in red indicates where CCCB Bancorp's Profitability Rank falls into.


CCYY
47GF Score
CCCB Bancorp Inc CCYY
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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CCCB Bancorp Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

CCCB Bancorp has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

CCCB Bancorp's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 8.439
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

CCCB Bancorp has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
CCCB Bancorp (CCYY) has a Profitability Rank of 4 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on CCCB Bancorp and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, CCCB Bancorp's Profitability Rank has ranged from 1.00 to 4.00.
Is CCCB Bancorp's Profitability Rank too high?
CCCB Bancorp's current Profitability Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, CCCB Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's Profitability Rank compare to TCNB and FIDS?
CCCB Bancorp's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, CCCB Bancorp's own Profitability Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on CCCB Bancorp and its competitors. CCCB Bancorp's current Profitability Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.91, compared to a current price of $10.80 — trading 56.3% above its estimated fair value. The current Profitability Rank is 4, which is 33% above median its 10-year median of 3.00. CCCB Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current Profitability Rank is 4 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCCB Bancorp (CCYY) Overvalued in 2026?

Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued. The current stock price of $10.80 is trading 56.3% above its estimated GF Value™ of $6.91. GuruFocus considers CCCB Bancorp to be Significantly Overvalued.

Key valuation signals for CCYY:

  • Profitability Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: $6.91 vs. price of $10.80 (56.3% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CCCB Bancorp Business Description

Address 333 West Main Street, Clarion, PA, USA, 16214
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
47GF Score

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Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.80
Price
$6.91
GF Value