CCYY (CCCB Bancorp) Net Loan: $222.09 Mil (As of Dec. 2025)


CCYY CCCB Bancorp Inc CCYY
47 GF Score
Price $10.38
GF Value $6.91
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CCCB Bancorp Net Loan?

CCCB Bancorp CCYY 47 Net Loan is $222.09 Mil as of Dec. 2025. GuruFocus rates CCYY with a GF Score™ of 47/100 and a GF Value™ of $6.91 (Significantly Overvalued). The stock has 7 warning signs investors should review.

CCCB Bancorp's quarterly net loan increased from Dec. 2023 ($183.33 Mil) to Dec. 2024 ($191.71 Mil) and increased from Dec. 2024 ($191.71 Mil) to Dec. 2025 ($222.09 Mil).

CCCB Bancorp's annual net loan increased from Dec. 2023 ($183.33 Mil) to Dec. 2024 ($191.71 Mil) and increased from Dec. 2024 ($191.71 Mil) to Dec. 2025 ($222.09 Mil).

CCCB Bancorp Net Loan Historical Data

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The historical data trend for CCCB Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CCCB Bancorp Net Loan Chart

CCCB Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 152.62 169.84 183.33 191.71 222.09

CCCB Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial 152.62 169.84 183.33 191.71 222.09
CCYY
47GF Score
CCCB Bancorp Inc CCYY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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CCCB Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $222.09 Mil mean?
CCCB Bancorp (CCYY) has a Net Loan of $222.09 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on CCCB Bancorp and its competitors.
Is CCCB Bancorp's Net Loan too high?
CCCB Bancorp's current Net Loan is $222.09 Mil. Overall, CCCB Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's Net Loan compare to TCNB and FIDS?
CCCB Bancorp's Net Loan of $222.09 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on CCCB Bancorp and its competitors. CCCB Bancorp's current Net Loan is $222.09 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.91, compared to a current price of $10.38 — trading 50.2% above its estimated fair value. The current Net Loan is $222.09 Mil. CCCB Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current Net Loan is $222.09 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCCB Bancorp (CCYY) Overvalued in 2026?

Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued. The current stock price of $10.38 is trading 50.2% above its estimated GF Value™ of $6.91. GuruFocus considers CCCB Bancorp to be Significantly Overvalued.

Key valuation signals for CCYY:

  • Net Loan: $222.09 Mil
  • GF Value™: $6.91 vs. price of $10.38 (50.2% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CCCB Bancorp Business Description

Address 333 West Main Street, Clarion, PA, USA, 16214
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
47GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.38
Price
$6.91
GF Value