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CCCB BancorpCCYY 50 EV-to-OCF is 30.81 as of Aug. 09, 2026, which is 421% above its 10-year median of 5.91. GuruFocus rates CCYY with a GF Score™ of 50/100 and a GF Value™ of $6.92 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,498 Banks companies, CCCB Bancorp ranks worse than 92.52% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, CCCB Bancorp's Enterprise Value is $22.46 Mil.
CCCB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.73 Mil. Therefore, CCCB Bancorp's EV-to-OCF for today is 30.81.
The historical rank and industry rank for CCCB Bancorp's EV-to-OCF or its related term are showing as below:
CCYY'
s EV-to-OCF Range Over the Past 10 Years
Min: 2.35 Med: 5.91 Max: 82.23
Current: 30.81
During the past 7 years, the highest EV-to-OCF of CCCB Bancorp was 82.23. The lowest was 2.35. And the median was 5.91.
CCYY's EV-to-OCF is ranked worse than 92.52% of 1498
companies
in the Banks industry
Industry Median: 4.04
vs CCYY: 30.81
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CCCB Bancorp's PE Ratio (TTM) for today is calculated as:
CCCB Bancorp's share price for today is $11.14.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. CCCB Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.520.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CCCB Bancorp EV-to-OCF Related Terms
CCCB Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for CCCB Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CCCB Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CCCB Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, CCCB Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where CCCB Bancorp's EV-to-OCF falls into.
CCCB Bancorp's current Enterprise Value is $22.46 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. CCCB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.73 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCCB Bancorp (CCYY) has a EV-to-OCF of 30.81 as of Aug. 09, 2026. This is 421% above median its historical median of 5.91. Over the past decade, CCCB Bancorp's EV-to-OCF has ranged from 2.35 to 82.23. According to the industry distribution chart, CCCB Bancorp ranks #1386 out of 1498 companies in the Banks industry, placing it in the top 92.5%.
Is CCCB Bancorp's EV-to-OCF too high?
CCCB Bancorp's current EV-to-OCF of 30.81 is 421% above median its 10-year median of 5.91. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 82.23. The Banks industry median EV-to-OCF is 4.04. CCCB Bancorp's value of 30.81 is 662.6% above this industry median. Based on the distribution chart, CCCB Bancorp ranks #1386 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CCCB Bancorp has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's EV-to-OCF compare to CRZY and TCNB?
According to the Banks industry distribution chart, CCCB Bancorp ranks #1386 out of 1498 companies for EV-to-OCF. This places CCCB Bancorp in the lower half of its industry. The industry median EV-to-OCF is 4.04. CCCB Bancorp's value of 30.81 is 662.6% above this benchmark. Historically, CCCB Bancorp's own EV-to-OCF has ranged from 2.35 to 82.23 over the past decade. While the company's 10-year median is 5.91 vs. the industry median of 4.04, CCCB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.04, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CCCB Bancorp's current EV-to-OCF of 30.81 is 662.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CCCB Bancorp's current EV-to-OCF is 30.81, which is 421% above median its own 10-year median of 5.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.92, compared to a current price of $11.14 — trading 61% above its estimated fair value. The current EV-to-OCF is 30.81, which is 421% above median its 10-year median of 5.91 and 662.6% above the Banks industry median of 4.04. CCCB Bancorp's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current EV-to-OCF is 30.81 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CCCB Bancorp (CCYY) Overvalued in 2026?
Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued.
The current stock price of $11.14 is trading 61% above its estimated GF Value™ of $6.92.
GuruFocus considers CCCB Bancorp to be Significantly Overvalued.
Key valuation signals for CCYY:
EV-to-OCF: 30.81 (421% above median its 10-year median of 5.91)
GF Value™: $6.92 vs. price of $11.14 (61% above fair value)
Industry Position: 662.6% above the Banks median (#1386 of 1498)
No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
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