CCYY (CCCB Bancorp) Total Payout Ratio: 0.29 (As of Jul. 19, 2026)

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CCYY CCCB Bancorp Inc CCYY
47 GF Score
Price $10.38
GF Value $6.91
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CCCB Bancorp Total Payout Ratio?

CCCB Bancorp CCYY 47 Total Payout Ratio is 0.29 as of Jul. 19, 2026. GuruFocus rates CCYY with a GF Score™ of 47/100 and a GF Value™ of $6.91 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

CCCB Bancorp's current Total Payout Ratio is 0.29.

CCCB Bancorp Total Payout Ratio Related Terms

CCCB Bancorp Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for CCCB Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CCCB Bancorp Total Payout Ratio Chart

CCCB Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial 0.23 0.23 0.89 1.56 0.29

CCCB Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio Get a 7-Day Free Trial 0.23 0.23 0.89 1.56 0.29

CCYY vs TCNB, FIDS, CRZY: Total Payout Ratio Comparison

For the Banks - Regional subindustry, CCCB Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CCCB Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CCCB Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where CCCB Bancorp's Total Payout Ratio falls into.


CCYY
47GF Score
CCCB Bancorp Inc CCYY
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CCCB Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

CCCB Bancorp's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -0.25) / 0.872
=0.29

CCCB Bancorp's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -0.25) / 0.872
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.29 mean?
CCCB Bancorp (CCYY) has a Total Payout Ratio of 0.29 as of Jul. 19, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on CCCB Bancorp and its competitors.
Is CCCB Bancorp's Total Payout Ratio too high?
CCCB Bancorp's current Total Payout Ratio is 0.29. Overall, CCCB Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's Total Payout Ratio compare to TCNB and FIDS?
CCCB Bancorp's Total Payout Ratio of 0.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on CCCB Bancorp and its competitors. CCCB Bancorp's current Total Payout Ratio is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.91, compared to a current price of $10.38 — trading 50.2% above its estimated fair value. The current Total Payout Ratio is 0.29. CCCB Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current Total Payout Ratio is 0.29 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCCB Bancorp (CCYY) Overvalued in 2026?

Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued. The current stock price of $10.38 is trading 50.2% above its estimated GF Value™ of $6.91. GuruFocus considers CCCB Bancorp to be Significantly Overvalued.

Key valuation signals for CCYY:

  • Total Payout Ratio: 0.29
  • GF Value™: $6.91 vs. price of $10.38 (50.2% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CCCB Bancorp Business Description

Address 333 West Main Street, Clarion, PA, USA, 16214
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
47GF Score

Get the complete analysis for CCYY

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.38
Price
$6.91
GF Value