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CCCB BancorpCCYY 49 3-Year Dividend Growth Rate is -12.00% as of Dec. 2025. GuruFocus rates CCYY with a GF Score™ of 49/100 and a GF Value™ of $6.94 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 958 Banks companies, CCCB Bancorp ranks worse than 93.95% on this metric.
The historical rank and industry rank for CCCB Bancorp's 3-Year Dividend Growth Rate or its related term are showing as below:
CCYY'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -12 Med: -1.1 Max: 13.6
Current: -12
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of CCCB Bancorp was 13.60% per year. The lowest was -12.00% per year. And the median was -1.10% per year.
CCYY's 3-Year Dividend Growth Rate is ranked worse than 93.95% of 958
companies
in the Banks industry
Industry Median: 10.1
vs CCYY: -12.00
During the past 3 years, the average Dividends Per Share Growth Rate was -12.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -4.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of CCCB Bancorp was 1.50. The lowest was 0.23. And the median was 0.29.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
CCCB Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.150000
2025-11-07
2025-11-07
2025-12-12
Cash Dividend
annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
CCCB Bancorp's Dividend Yield (%) for Today is calculated as
Current Share Price is $11.31.
CCCB Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.15.
During the past 13 years, the highest Dividend Yield of CCCB Bancorp was 4.54%. The lowest was 1.33%. And the median was 2.38%.
Warning Sign:
CCCB Bancorp Inc stock Dividend Yield % is close to 10-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCCB Bancorp 3-Year Dividend Growth Rate Related Terms>
CCYY vs TCNB, CRZY, JTNB: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, CCCB Bancorp's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CCCB Bancorp 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, CCCB Bancorp's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where CCCB Bancorp's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of -12.00% mean?
CCCB Bancorp (CCYY) has a 3-Year Dividend Growth Rate of -12.00% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on CCCB Bancorp and its competitors. According to the industry distribution chart, CCCB Bancorp ranks #900 out of 958 companies in the Banks industry, placing it in the top 93.9%.
Is CCCB Bancorp's 3-Year Dividend Growth Rate too high?
CCCB Bancorp's current 3-Year Dividend Growth Rate is -12.00%. Based on the distribution chart, CCCB Bancorp ranks #900 out of 958 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CCCB Bancorp has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's 3-Year Dividend Growth Rate compare to TCNB and CRZY?
According to the Banks industry distribution chart, CCCB Bancorp ranks #900 out of 958 companies for 3-Year Dividend Growth Rate. This places CCCB Bancorp in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on CCCB Bancorp and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CCCB Bancorp's current 3-Year Dividend Growth Rate is -12.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.94, compared to a current price of $11.31 — trading 63% above its estimated fair value. The current 3-Year Dividend Growth Rate is -12.00%. CCCB Bancorp's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current 3-Year Dividend Growth Rate is -12.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CCCB Bancorp (CCYY) Overvalued in 2026?
Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued.
The current stock price of $11.31 is trading 63% above its estimated GF Value™ of $6.94.
GuruFocus considers CCCB Bancorp to be Significantly Overvalued.
Key valuation signals for CCYY:
3-Year Dividend Growth Rate: -12.00%
GF Value™: $6.94 vs. price of $11.31 (63% above fair value)
No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
49GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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