CCYY (CCCB Bancorp) FCF Yield %: 2.59 (As of Jun. 25, 2026) — 74% Below Median


CCYY CCCB Bancorp Inc CCYY
47 GF Score
Price $9.95
GF Value $6.90
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CCCB Bancorp FCF Yield %?

CCCB Bancorp CCYY 47 FCF Yield % is 2.59 as of Jun. 25, 2026, which is 74% below its 10-year median of 9.84. GuruFocus rates CCYY with a GF Score™ of 47/100 and a GF Value™ of $6.90 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, CCCB Bancorp ranks worse than 68.88% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, CCCB Bancorp's Trailing 12-Month Free Cash Flow is $0.43 Mil, and Market Cap is $16.57 Mil. Therefore, CCCB Bancorp's FCF Yield % for today is 2.59%.

The historical rank and industry rank for CCCB Bancorp's FCF Yield % or its related term are showing as below:

CCYY' s FCF Yield % Range Over the Past 10 Years
Min: 0.01   Med: 9.84   Max: 17.47
Current: 2.59


During the past 7 years, the highest FCF Yield % of CCCB Bancorp was 17.47%. The lowest was 0.01%. And the median was 9.84%.

CCYY's FCF Yield % is ranked worse than
68.88% of 1504 companies
in the Banks industry
Industry Median: 8.24 vs CCYY: 2.59

CCCB Bancorp's FCF Margin % for the quarter that ended in Dec. 2025 was 5.10%.


CCCB Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CCCB Bancorp FCF Yield % Related Terms


CCCB Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for CCCB Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CCCB Bancorp FCF Yield % Chart

CCCB Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 11.17 9.42 3.63 0.02 2.90

CCCB Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial 11.17 9.42 3.63 0.02 2.90

CCYY vs TCNB, TDCB, FIDS: FCF Yield % Comparison

For the Banks - Regional subindustry, CCCB Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CCCB Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, CCCB Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where CCCB Bancorp's FCF Yield % falls into.


CCYY
47GF Score
CCCB Bancorp Inc CCYY
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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CCCB Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

CCCB Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=0.43 / 14.8274
=2.90%

CCCB Bancorp's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0.43 * 1 / 14.8274
=2.90%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 2.59 mean?
CCCB Bancorp (CCYY) has a FCF Yield % of 2.59 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CCCB Bancorp and its competitors. This is 74% below median its historical median of 9.84. Over the past decade, CCCB Bancorp's FCF Yield % has ranged from 0.01 to 17.47. According to the industry distribution chart, CCCB Bancorp ranks #1036 out of 1504 companies in the Banks industry, placing it in the top 68.9%.
Is CCCB Bancorp's FCF Yield % too high?
CCCB Bancorp's current FCF Yield % of 2.59 is 74% below median its 10-year median of 9.84. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 17.47. The Banks industry median FCF Yield % is 8.24. CCCB Bancorp's value of 2.59 is 68.6% below this industry median. Based on the distribution chart, CCCB Bancorp ranks #1036 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, CCCB Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's FCF Yield % compare to TCNB and TDCB?
According to the Banks industry distribution chart, CCCB Bancorp ranks #1036 out of 1504 companies for FCF Yield %. This places CCCB Bancorp in the lower half of its industry. The industry median FCF Yield % is 8.24. CCCB Bancorp's value of 2.59 is 68.6% below this benchmark. Historically, CCCB Bancorp's own FCF Yield % has ranged from 0.01 to 17.47 over the past decade. While the company's 10-year median is 9.84 vs. the industry median of 8.24, CCCB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CCCB Bancorp's current FCF Yield % of 2.59 is 68.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CCCB Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CCCB Bancorp's current FCF Yield % is 2.59, which is 74% below median its own 10-year median of 9.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.90, compared to a current price of $9.95 — trading 44.2% above its estimated fair value. The current FCF Yield % is 2.59, which is 74% below median its 10-year median of 9.84 and 68.6% below the Banks industry median of 8.24. CCCB Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current FCF Yield % is 2.59 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCCB Bancorp (CCYY) Overvalued in 2026?

Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued. The current stock price of $9.95 is trading 44.2% above its estimated GF Value™ of $6.90. GuruFocus considers CCCB Bancorp to be Significantly Overvalued.

Key valuation signals for CCYY:

  • FCF Yield %: 2.59 (74% below median its 10-year median of 9.84)
  • GF Value™: $6.90 vs. price of $9.95 (44.2% above fair value)
  • GF Score™: 47/100 with 7 warning signs
  • Industry Position: 68.6% below the Banks median (#1036 of 1504)

No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CCCB Bancorp Business Description

Address 333 West Main Street, Clarion, PA, USA, 16214
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
47GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.95
Price
$6.90
GF Value