CCYY (CCCB Bancorp) Pre-Tax Income: $0.97 Mil (TTM As of Dec. 2025)

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CCYY CCCB Bancorp Inc CCYY
47 GF Score
Price $11.15
GF Value $6.93
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CCCB Bancorp Pre-Tax Income?

CCCB Bancorp CCYY 47 Pre-Tax Income is $0.97 Mil as of Dec. 2025. GuruFocus rates CCYY with a GF Score™ of 47/100 and a GF Value™ of $6.93 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. CCCB Bancorp's pretax income for the six months ended in Dec. 2025 was $0.97 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $0.97 Mil. CCCB Bancorp's pretax margin was 11.53%.

During the past 7 years, CCCB Bancorp's highest Pretax Margin was 24.05%. The lowest was 1.07%. And the median was 14.37%.


CCCB Bancorp  (OTCPK:CCYY) Pre-Tax Income Explanation

CCCB Bancorp's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=0.973/8.439
=11.53%

During the past 7 years, CCCB Bancorp's highest Pretax Margin was 24.05%. The lowest was 1.07%. And the median was 14.37%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CCCB Bancorp Pre-Tax Income Related Terms


CCCB Bancorp Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for CCCB Bancorp's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CCCB Bancorp Pre-Tax Income Chart

CCCB Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial 1.66 1.86 0.40 0.08 0.97

CCCB Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income Get a 7-Day Free Trial 1.66 1.86 0.40 0.08 0.97

CCYY vs TCNB, CRZY, JTNB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, CCCB Bancorp's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CCCB Bancorp Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, CCCB Bancorp's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where CCCB Bancorp's Pre-Tax Income falls into.


CCYY
47GF Score
CCCB Bancorp Inc CCYY
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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CCCB Bancorp Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

CCCB Bancorp's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+0.973
=0.97

CCCB Bancorp's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+0.973
=0.97

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 was $0.97 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $0.97 Mil mean?
CCCB Bancorp (CCYY) has a Pre-Tax Income of $0.97 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on CCCB Bancorp and its competitors.
Is CCCB Bancorp's Pre-Tax Income too high?
CCCB Bancorp's current Pre-Tax Income is $0.97 Mil. Overall, CCCB Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CCCB Bancorp's Pre-Tax Income compare to TCNB and CRZY?
CCCB Bancorp's Pre-Tax Income of $0.97 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on CCCB Bancorp and its competitors. CCCB Bancorp's current Pre-Tax Income is $0.97 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CCCB Bancorp (CCYY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.93, compared to a current price of $11.15 — trading 60.9% above its estimated fair value. The current Pre-Tax Income is $0.97 Mil. CCCB Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For CCCB Bancorp (CCYY), the current Pre-Tax Income is $0.97 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCCB Bancorp (CCYY) Overvalued in 2026?

Based on GuruFocus' analysis, CCCB Bancorp stock appears to be overvalued. The current stock price of $11.15 is trading 60.9% above its estimated GF Value™ of $6.93. GuruFocus considers CCCB Bancorp to be Significantly Overvalued.

Key valuation signals for CCYY:

  • Pre-Tax Income: $0.97 Mil
  • GF Value™: $6.93 vs. price of $11.15 (60.9% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the CCYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CCCB Bancorp Business Description

Address 333 West Main Street, Clarion, PA, USA, 16214
CCCB Bancorp Inc is a banking company that provides financial services through its offices in Clarion County, Venango County, and Erie County. Its services include personal banking, business banking, and e-banking. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial real estate, commercial, and consumer loans.
47GF Score

Get the complete analysis for CCYY

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.15
Price
$6.93
GF Value