National Credit and Commerce Bank (DHA:NCCBANK) Book Value per Share: BDT26.39 (As of Jun. 2026)

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DHA:NCCBANK National Credit and Commerce Bank PLC DHA:NCCBANK
76 GF Score
Price BDT15.40
GF Value BDT13.33
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is National Credit and Commerce Bank Book Value per Share?

National Credit and Commerce Bank DHA:NCCBANK -1.91% 76 Book Value per Share is BDT26.39 as of Jun. 2026. GuruFocus rates DHA:NCCBANK with a GF Score™ of 76/100 and a GF Value™ of BDT13.33 (Modestly Overvalued). The stock has 5 warning signs investors should review.

National Credit and Commerce Bank's book value per share for the quarter that ended in Jun. 2026 was BDT26.39.

During the past 12 months, National Credit and Commerce Bank's average Book Value Per Share Growth Rate was 17.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of National Credit and Commerce Bank was 9.20% per year. The lowest was 4.30% per year. And the median was 6.60% per year.

National Credit and Commerce Bank's current price is BDT15.40. Its book value per share for the quarter that ended in Jun. 2026 was BDT26.39. Hence, today's PB Ratio of National Credit and Commerce Bank is 0.58.

During the past 11 years, the highest P/B Ratio of National Credit and Commerce Bank was 1.05. The lowest was 0.41. And the median was 0.62.

Warning Sign:

National Credit and Commerce Bank PLC stock PB Ratio (=0.58) is close to 3-year high of 0.6.


National Credit and Commerce Bank  (DHA:NCCBANK) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


National Credit and Commerce Bank Book Value per Share Related Terms


National Credit and Commerce Bank Book Value per Share Historical Data

* Premium members only.

The historical data trend for National Credit and Commerce Bank's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Credit and Commerce Bank Book Value per Share Chart

National Credit and Commerce Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.33 20.06 21.96 23.39 26.15

National Credit and Commerce Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.38 21.87 26.15 27.32 26.39

National Credit and Commerce Bank Book Value per Share Competitor Comparison

For the Banks - Regional subindustry, National Credit and Commerce Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Credit and Commerce Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Credit and Commerce Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where National Credit and Commerce Bank's PB Ratio falls into.


DHA:NCCBANK
76GF Score
National Credit and Commerce Bank PLC DHA:NCCBANK
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Credit and Commerce Bank Book Value per Share Calculation

National Credit and Commerce Bank's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(30,202-0)/1,155
=26.15

National Credit and Commerce Bank's Book Value Per Share for the quarter that ended in Jun. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(30,472-0)/1,155
=26.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of BDT26.39 mean?
National Credit and Commerce Bank (DHA:NCCBANK) has a Book Value per Share of BDT26.39 as of Jun. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on National Credit and Commerce Bank and its competitors.
Is National Credit and Commerce Bank's Book Value per Share too high?
National Credit and Commerce Bank's current Book Value per Share is BDT26.39. Overall, National Credit and Commerce Bank has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's Book Value per Share compare to competitors?
National Credit and Commerce Bank's Book Value per Share of BDT26.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on National Credit and Commerce Bank and its competitors. National Credit and Commerce Bank's current Book Value per Share is BDT26.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.33, compared to a current price of BDT15.40 — trading 15.5% above its estimated fair value. The current Book Value per Share is BDT26.39. National Credit and Commerce Bank's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current Book Value per Share is BDT26.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued. The current stock price of BDT15.40 is trading 15.5% above its estimated GF Value™ of BDT13.33. GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.

Key valuation signals for DHA:NCCBANK:

  • Book Value per Share: BDT26.39
  • GF Value™: BDT13.33 vs. price of BDT15.40 (15.5% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Credit and Commerce Bank Business Description

Address 13/1 - 13/2, Toyenbee Circular Road, Motijheel Commercial Area, NCC Bank Bhaban, Dhaka, BGD, 1000
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
76GF Score

Get the complete analysis for DHA:NCCBANK

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.40
Price
BDT13.33
GF Value