National Credit and Commerce Bank (DHA:NCCBANK) EPS (Basic): BDT4.95 (TTM As of Mar. 2026)


DHA:NCCBANK National Credit and Commerce Bank PLC DHA:NCCBANK
80 GF Score
Price BDT15.90
GF Value BDT13.30
Valuation Modestly Overvalued
! 4 Warning Signs
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What is National Credit and Commerce Bank EPS (Basic)?

National Credit and Commerce Bank DHA:NCCBANK +1.92% 80 EPS (Basic) is BDT4.95 as of Mar. 2026. GuruFocus rates DHA:NCCBANK with a GF Score™ of 80/100 and a GF Value™ of BDT13.30 (Modestly Overvalued). The stock has 4 warning signs investors should review.

National Credit and Commerce Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was BDT1.07. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT4.95.

National Credit and Commerce Bank's EPS (Diluted) for the three months ended in Mar. 2026 was BDT1.07. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT4.95.

National Credit and Commerce Bank's EPS without NRI for the three months ended in Mar. 2026 was BDT1.07. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 4.95.

During the past 12 months, National Credit and Commerce Bank's average EPS without NRIGrowth Rate was 18.20% per year. During the past 3 years, the average EPS without NRI Growth Rate was 22.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 10.70% per year. During the past 10 years, the average EPS without NRI Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 11 years, National Credit and Commerce Bank's highest 3-Year average EPS without NRI Growth Rate was 22.40% per year. The lowest was -9.10% per year. And the median was 11.05% per year.

National Credit and Commerce Bank  (DHA:NCCBANK) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

National Credit and Commerce Bank EPS (Basic) Related Terms

National Credit and Commerce Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for National Credit and Commerce Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Credit and Commerce Bank EPS (Basic) Chart

National Credit and Commerce Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.26 2.29 1.99 3.79 4.13

National Credit and Commerce Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.90 0.76 0.50 2.63 1.07
DHA:NCCBANK
80GF Score
National Credit and Commerce Bank PLC DHA:NCCBANK
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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National Credit and Commerce Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

National Credit and Commerce Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(4765.822-0)/1154.840
=4.13

National Credit and Commerce Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1232.561-0)/1154.840
=1.07

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT4.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of BDT4.95 mean?
National Credit and Commerce Bank (DHA:NCCBANK) has a EPS (Basic) of BDT4.95 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on National Credit and Commerce Bank and its competitors.
Is National Credit and Commerce Bank's EPS (Basic) too high?
National Credit and Commerce Bank's current EPS (Basic) is BDT4.95. Overall, National Credit and Commerce Bank has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's EPS (Basic) compare to competitors?
National Credit and Commerce Bank's EPS (Basic) of BDT4.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on National Credit and Commerce Bank and its competitors. National Credit and Commerce Bank's current EPS (Basic) is BDT4.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.30, compared to a current price of BDT15.90 — trading 19.5% above its estimated fair value. The current EPS (Basic) is BDT4.95. National Credit and Commerce Bank's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current EPS (Basic) is BDT4.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued. The current stock price of BDT15.90 is trading 19.5% above its estimated GF Value™ of BDT13.30. GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.

Key valuation signals for DHA:NCCBANK:

  • EPS (Basic): BDT4.95
  • GF Value™: BDT13.30 vs. price of BDT15.90 (19.5% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Credit and Commerce Bank Business Description

Address 13/1 - 13/2, Toyenbee Circular Road, Motijheel Commercial Area, NCC Bank Bhaban, Dhaka, BGD, 1000
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
80GF Score

Get the complete analysis for DHA:NCCBANK

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.90
Price
BDT13.30
GF Value