National Credit and Commerce Bank (DHA:NCCBANK) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:NCCBANK National Credit and Commerce Bank PLC DHA:NCCBANK
79 GF Score
Price BDT15.40
GF Value BDT13.32
Valuation Modestly Overvalued
! 5 Warning Signs
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What is National Credit and Commerce Bank ROC (Joel Greenblatt) %?

National Credit and Commerce Bank DHA:NCCBANK +1.32% 79 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates DHA:NCCBANK with a GF Score™ of 79/100 and a GF Value™ of BDT13.32 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 46 Banks companies, National Credit and Commerce Bank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

DHA:NCCBANK
79GF Score
National Credit and Commerce Bank PLC DHA:NCCBANK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
National Credit and Commerce Bank (DHA:NCCBANK) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on National Credit and Commerce Bank and its competitors. According to the industry distribution chart, National Credit and Commerce Bank ranks #999999 out of 46 companies in the Banks industry.
Is National Credit and Commerce Bank's ROC (Joel Greenblatt) % too high?
National Credit and Commerce Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, National Credit and Commerce Bank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Credit and Commerce Bank has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, National Credit and Commerce Bank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places National Credit and Commerce Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on National Credit and Commerce Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Credit and Commerce Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.32, compared to a current price of BDT15.40 — trading 15.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. National Credit and Commerce Bank's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued. The current stock price of BDT15.40 is trading 15.6% above its estimated GF Value™ of BDT13.32. GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.

Key valuation signals for DHA:NCCBANK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: BDT13.32 vs. price of BDT15.40 (15.6% above fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Credit and Commerce Bank Business Description

Address 13/1 - 13/2, Toyenbee Circular Road, Motijheel Commercial Area, NCC Bank Bhaban, Dhaka, BGD, 1000
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
79GF Score

Get the complete analysis for DHA:NCCBANK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.40
Price
BDT13.32
GF Value