National Credit and Commerce Bank (DHA:NCCBANK) Cyclically Adjusted Revenue per Share: BDT13.36 (As of Jun. 2026)

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DHA:NCCBANK National Credit and Commerce Bank PLC DHA:NCCBANK
79 GF Score
Price BDT15.20
GF Value BDT13.29
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is National Credit and Commerce Bank Cyclically Adjusted Revenue per Share?

National Credit and Commerce Bank DHA:NCCBANK -0.65% 79 Cyclically Adjusted Revenue per Share is BDT13.36 as of Jun. 2026. GuruFocus rates DHA:NCCBANK with a GF Score™ of 79/100 and a GF Value™ of BDT13.29 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

National Credit and Commerce Bank's adjusted revenue per share for the three months ended in Jun. 2026 was BDT4.828. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is BDT13.36 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-08-09), National Credit and Commerce Bank's current stock price is BDT15.20. National Credit and Commerce Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was BDT13.36. National Credit and Commerce Bank's Cyclically Adjusted PS Ratio of today is 1.14.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of National Credit and Commerce Bank was 1.26. The lowest was 0.82. And the median was 0.98.


National Credit and Commerce Bank  (DHA:NCCBANK) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

National Credit and Commerce Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=15.20/13.36
=1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of National Credit and Commerce Bank was 1.26. The lowest was 0.82. And the median was 0.98.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


National Credit and Commerce Bank Cyclically Adjusted Revenue per Share Related Terms


National Credit and Commerce Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for National Credit and Commerce Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Credit and Commerce Bank Cyclically Adjusted Revenue per Share Chart

National Credit and Commerce Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 12.51

National Credit and Commerce Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 12.42 12.51 12.95 13.36

National Credit and Commerce Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, National Credit and Commerce Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Credit and Commerce Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Credit and Commerce Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where National Credit and Commerce Bank's Cyclically Adjusted PS Ratio falls into.


DHA:NCCBANK
79GF Score
National Credit and Commerce Bank PLC DHA:NCCBANK
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Credit and Commerce Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, National Credit and Commerce Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4.828/333.9520*333.9520
=4.828

Current CPI (Jun. 2026) = 333.9520.

National Credit and Commerce Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.469 241.428 2.032
201612 2.170 241.432 3.002
201703 1.643 243.801 2.251
201706 1.888 244.955 2.574
201709 1.883 246.819 2.548
201712 2.256 246.524 3.056
201803 1.979 249.554 2.648
201806 2.227 251.989 2.951
201809 2.294 252.439 3.035
201812 2.559 251.233 3.402
201903 2.378 254.202 3.124
201906 2.536 256.143 3.306
201909 2.468 256.759 3.210
201912 2.697 256.974 3.505
202003 2.553 258.115 3.303
202006 1.842 257.797 2.386
202009 2.193 260.280 2.814
202012 2.342 260.474 3.003
202103 2.245 264.877 2.830
202106 2.492 271.696 3.063
202109 2.689 274.310 3.274
202112 2.845 278.802 3.408
202203 2.635 287.504 3.061
202206 2.950 296.311 3.325
202209 2.839 296.808 3.194
202212 2.559 296.797 2.879
202303 2.601 301.836 2.878
202306 3.036 305.109 3.323
202309 3.302 307.789 3.583
202312 3.440 306.746 3.745
202403 3.623 312.332 3.874
202406 4.013 314.175 4.266
202409 3.864 315.301 4.093
202412 3.801 315.605 4.022
202503 3.988 319.799 4.164
202506 4.492 322.561 4.651
202509 4.415 324.800 4.539
202512 4.313 324.054 4.445
202603 3.954 330.213 3.999
202606 4.828 333.952 4.828

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of BDT13.36 mean?
National Credit and Commerce Bank (DHA:NCCBANK) has a Cyclically Adjusted Revenue per Share of BDT13.36 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on National Credit and Commerce Bank and its competitors.
Is National Credit and Commerce Bank's Cyclically Adjusted Revenue per Share too high?
National Credit and Commerce Bank's current Cyclically Adjusted Revenue per Share is BDT13.36. Overall, National Credit and Commerce Bank has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's Cyclically Adjusted Revenue per Share compare to competitors?
National Credit and Commerce Bank's Cyclically Adjusted Revenue per Share of BDT13.36 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on National Credit and Commerce Bank and its competitors. National Credit and Commerce Bank's current Cyclically Adjusted Revenue per Share is BDT13.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.29, compared to a current price of BDT15.20 — trading 14.4% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is BDT13.36. National Credit and Commerce Bank's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current Cyclically Adjusted Revenue per Share is BDT13.36 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued. The current stock price of BDT15.20 is trading 14.4% above its estimated GF Value™ of BDT13.29. GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.

Key valuation signals for DHA:NCCBANK:

  • Cyclically Adjusted Revenue per Share: BDT13.36
  • GF Value™: BDT13.29 vs. price of BDT15.20 (14.4% above fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Credit and Commerce Bank Business Description

Address 13/1 - 13/2, Toyenbee Circular Road, Motijheel Commercial Area, NCC Bank Bhaban, Dhaka, BGD, 1000
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
79GF Score

Get the complete analysis for DHA:NCCBANK

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.20
Price
BDT13.29
GF Value