National Credit and Commerce Bank (DHA:NCCBANK) Interest Expense: BDT-20,647 Mil (TTM As of Mar. 2026)

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DHA:NCCBANK National Credit and Commerce Bank PLC DHA:NCCBANK
78 GF Score
Price BDT15.60
GF Value BDT13.46
Valuation Modestly Overvalued
! 4 Warning Signs
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What is National Credit and Commerce Bank Interest Expense?

National Credit and Commerce Bank DHA:NCCBANK -1.89% 78 Interest Expense is BDT-20,647 Mil as of Mar. 2026. GuruFocus rates DHA:NCCBANK with a GF Score™ of 78/100 and a GF Value™ of BDT13.46 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. National Credit and Commerce Bank's interest expense for the three months ended in Mar. 2026 was BDT -5,416 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was BDT-20,647 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. National Credit and Commerce Bank's Operating Income for the three months ended in Mar. 2026 was BDT Mil. National Credit and Commerce Bank's Interest Expense for the three months ended in Mar. 2026 was BDT Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


National Credit and Commerce Bank Interest Expense Historical Data

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The historical data trend for National Credit and Commerce Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Credit and Commerce Bank Interest Expense Chart

National Credit and Commerce Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7,811.56 -9,050.16 -11,795.17 -17,024.22 -20,031.60

National Credit and Commerce Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4,800.96 -4,885.52 -5,029.35 -5,315.77 -5,416.43
DHA:NCCBANK
78GF Score
National Credit and Commerce Bank PLC DHA:NCCBANK
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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National Credit and Commerce Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT-20,647 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of BDT-20,647 Mil mean?
National Credit and Commerce Bank (DHA:NCCBANK) has a Interest Expense of BDT-20,647 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on National Credit and Commerce Bank and its competitors.
Is National Credit and Commerce Bank's Interest Expense too high?
National Credit and Commerce Bank's current Interest Expense is BDT-20,647 Mil. Overall, National Credit and Commerce Bank has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's Interest Expense compare to competitors?
National Credit and Commerce Bank's Interest Expense of BDT-20,647 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on National Credit and Commerce Bank and its competitors. National Credit and Commerce Bank's current Interest Expense is BDT-20,647 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.46, compared to a current price of BDT15.60 — trading 15.9% above its estimated fair value. The current Interest Expense is BDT-20,647 Mil. National Credit and Commerce Bank's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current Interest Expense is BDT-20,647 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued. The current stock price of BDT15.60 is trading 15.9% above its estimated GF Value™ of BDT13.46. GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.

Key valuation signals for DHA:NCCBANK:

  • Interest Expense: BDT-20,647 Mil
  • GF Value™: BDT13.46 vs. price of BDT15.60 (15.9% above fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Credit and Commerce Bank Business Description

Address 13/1 - 13/2, Toyenbee Circular Road, Motijheel Commercial Area, NCC Bank Bhaban, Dhaka, BGD, 1000
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
78GF Score

Get the complete analysis for DHA:NCCBANK

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.60
Price
BDT13.46
GF Value