National Credit and Commerce Bank (DHA:NCCBANK) Net Loan: BDT247,503 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:NCCBANK National Credit and Commerce Bank PLC DHA:NCCBANK
78 GF Score
Price BDT15.20
GF Value BDT13.44
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is National Credit and Commerce Bank Net Loan?

National Credit and Commerce Bank DHA:NCCBANK 78 Net Loan is BDT247,503 Mil as of Jun. 2026. GuruFocus rates DHA:NCCBANK with a GF Score™ of 78/100 and a GF Value™ of BDT13.44 (Modestly Overvalued). The stock has 5 warning signs investors should review.

National Credit and Commerce Bank's quarterly net loan increased from Dec. 2025 (BDT241,447 Mil) to Mar. 2026 (BDT241,938 Mil) and increased from Mar. 2026 (BDT241,938 Mil) to Jun. 2026 (BDT247,503 Mil).

National Credit and Commerce Bank's annual net loan increased from Dec. 2023 (BDT219,673 Mil) to Dec. 2024 (BDT241,938 Mil) and increased from Dec. 2024 (BDT241,938 Mil) to Dec. 2025 (BDT247,503 Mil).

National Credit and Commerce Bank Net Loan Historical Data

* Premium members only.

The historical data trend for National Credit and Commerce Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Credit and Commerce Bank Net Loan Chart

National Credit and Commerce Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 175,670.87 200,689.21 219,673.07 227,142.57 241,447.47

National Credit and Commerce Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 228,758.22 231,635.83 241,447.47 241,938.15 247,502.91
DHA:NCCBANK
78GF Score
National Credit and Commerce Bank PLC DHA:NCCBANK
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Credit and Commerce Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of BDT247,503 Mil mean?
National Credit and Commerce Bank (DHA:NCCBANK) has a Net Loan of BDT247,503 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on National Credit and Commerce Bank and its competitors.
Is National Credit and Commerce Bank's Net Loan too high?
National Credit and Commerce Bank's current Net Loan is BDT247,503 Mil. Overall, National Credit and Commerce Bank has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's Net Loan compare to competitors?
National Credit and Commerce Bank's Net Loan of BDT247,503 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on National Credit and Commerce Bank and its competitors. National Credit and Commerce Bank's current Net Loan is BDT247,503 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.44, compared to a current price of BDT15.20 — trading 13.1% above its estimated fair value. The current Net Loan is BDT247,503 Mil. National Credit and Commerce Bank's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current Net Loan is BDT247,503 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued. The current stock price of BDT15.20 is trading 13.1% above its estimated GF Value™ of BDT13.44. GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.

Key valuation signals for DHA:NCCBANK:

  • Net Loan: BDT247,503 Mil
  • GF Value™: BDT13.44 vs. price of BDT15.20 (13.1% above fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Credit and Commerce Bank Business Description

Address 13/1 - 13/2, Toyenbee Circular Road, Motijheel Commercial Area, NCC Bank Bhaban, Dhaka, BGD, 1000
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
78GF Score

Get the complete analysis for DHA:NCCBANK

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.20
Price
BDT13.44
GF Value