Philippine Business Bank (PHS:PBB) Book Value per Share: ₱25.00 (As of Mar. 2026)


PHS:PBB Philippine Business Bank PHS:PBB
62 GF Score
Price ₱7.05
GF Value ₱8.69
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Philippine Business Bank Book Value per Share?

Philippine Business Bank PHS:PBB 62 Book Value per Share is ₱25.00 as of Mar. 2026. GuruFocus rates PHS:PBB with a GF Score™ of 62/100 and a GF Value™ of ₱8.69 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Philippine Business Bank's book value per share for the quarter that ended in Mar. 2026 was ₱25.00.

During the past 12 months, Philippine Business Bank's average Book Value Per Share Growth Rate was 5.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Philippine Business Bank was 27.70% per year. The lowest was -70.20% per year. And the median was 8.80% per year.

Philippine Business Bank's current price is ₱7.05. Its book value per share for the quarter that ended in Mar. 2026 was ₱25.00. Hence, today's PB Ratio of Philippine Business Bank is 0.28.

During the past 13 years, the highest P/B Ratio of Philippine Business Bank was 0.96. The lowest was 0.28. And the median was 0.46.

Good Sign:

Philippine Business Bank stock PB Ratio (=0.28) is close to 10-year low of 0.28.


Philippine Business Bank  (PHS:PBB) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Philippine Business Bank Book Value per Share Related Terms


Philippine Business Bank Book Value per Share Historical Data

* Premium members only.

The historical data trend for Philippine Business Bank's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Business Bank Book Value per Share Chart

Philippine Business Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.50 21.68 21.25 22.89 25.10

Philippine Business Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.77 23.86 24.64 25.10 25.00

PHS:PBB vs PNC, USB: Book Value per Share Comparison

For the Banks - Regional subindustry, Philippine Business Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Business Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Business Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Philippine Business Bank's PB Ratio falls into.


PHS:PBB
62GF Score
Philippine Business Bank PHS:PBB
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippine Business Bank Book Value per Share Calculation

Philippine Business Bank's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(21,169-620)/819
=25.10

Philippine Business Bank's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(21,089-620)/819
=25.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of ₱25.00 mean?
Philippine Business Bank (PHS:PBB) has a Book Value per Share of ₱25.00 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Philippine Business Bank and its competitors.
Is Philippine Business Bank's Book Value per Share too high?
Philippine Business Bank's current Book Value per Share is ₱25.00. Overall, Philippine Business Bank has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's Book Value per Share compare to PNC and USB?
Philippine Business Bank's Book Value per Share of ₱25.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Philippine Business Bank and its competitors. Philippine Business Bank's current Book Value per Share is ₱25.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.69, compared to a current price of ₱7.05 — trading 18.9% below its estimated fair value. The current Book Value per Share is ₱25.00. Philippine Business Bank's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current Book Value per Share is ₱25.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued. The current stock price of ₱7.05 is trading 18.9% below its estimated GF Value™ of ₱8.69. GuruFocus considers Philippine Business Bank to be Modestly Undervalued.

Key valuation signals for PHS:PBB:

  • Book Value per Share: ₱25.00
  • GF Value™: ₱8.69 vs. price of ₱7.05 (18.9% below fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Business Bank Business Description

Address 350 Rizal Avenue Extension Corner, 8th Avenue, Grace Park, Caloocan City, PHL, 1400
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
62GF Score

Get the complete analysis for PHS:PBB

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱7.05
Price
₱8.69
GF Value