Philippine Business Bank (PHS:PBB) EPS without NRI: ₱1.86 (TTM As of Mar. 2026)


PHS:PBB Philippine Business Bank PHS:PBB
64 GF Score
Price ₱7.19
GF Value ₱8.69
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Philippine Business Bank EPS without NRI?

Philippine Business Bank PHS:PBB 64 EPS without NRI is ₱1.86 as of Mar. 2026. GuruFocus rates PHS:PBB with a GF Score™ of 64/100 and a GF Value™ of ₱8.69 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,414 Banks companies, Philippine Business Bank ranks better than 53.39% on this metric.

Philippine Business Bank's earnings per share without non-recurring items for the three months ended in Mar. 2026 was ₱0.26. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₱1.86.

During the past 12 months, Philippine Business Bank's average earnings per share (NRI) Growth Rate was -18.20% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 8.40% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 9.20% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 11.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Philippine Business Bank's EPS without NRI or its related term are showing as below:

PHS:PBB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -80.5   Med: 8.4   Max: 19.3
Current: 8.4

During the past 13 years, Philippine Business Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 19.30% per year. The lowest was -80.50% per year. And the median was 8.40% per year.

PHS:PBB's 3-Year EPS without NRI Growth Rate is ranked better than
53.39% of 1414 companies
in the Banks industry
Industry Median: 7.3 vs PHS:PBB: 8.40

Philippine Business Bank's EPS (Diluted) for the three months ended in Mar. 2026 was ₱0.26. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱1.86.

Philippine Business Bank's EPS (Basic) for the three months ended in Mar. 2026 was ₱0.26. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱1.86.


Philippine Business Bank  (PHS:PBB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Philippine Business Bank EPS without NRI Related Terms


Philippine Business Bank EPS without NRI Historical Data

* Premium members only.

The historical data trend for Philippine Business Bank's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Business Bank EPS without NRI Chart

Philippine Business Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 1.93 2.20 2.11 2.46

Philippine Business Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.58 0.56 0.46 0.26

PHS:PBB vs PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, Philippine Business Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Business Bank PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Business Bank's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Philippine Business Bank's PE Ratio without NRI falls into.


PHS:PBB
64GF Score
Philippine Business Bank PHS:PBB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Business Bank EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱1.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₱1.86 mean?
Philippine Business Bank (PHS:PBB) has a EPS without NRI of ₱1.86 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Philippine Business Bank and its competitors. According to the industry distribution chart, Philippine Business Bank ranks #659 out of 1414 companies in the Banks industry, placing it in the top 46.6%.
Is Philippine Business Bank's EPS without NRI too high?
Philippine Business Bank's current EPS without NRI is ₱1.86. Based on the distribution chart, Philippine Business Bank ranks #659 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, Philippine Business Bank has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Business Bank ranks #659 out of 1414 companies for EPS without NRI. This puts Philippine Business Bank in the upper half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Philippine Business Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Business Bank's current EPS without NRI is ₱1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.69, compared to a current price of ₱7.19 — trading 17.3% below its estimated fair value. The current EPS without NRI is ₱1.86. Philippine Business Bank's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current EPS without NRI is ₱1.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued. The current stock price of ₱7.19 is trading 17.3% below its estimated GF Value™ of ₱8.69. GuruFocus considers Philippine Business Bank to be Modestly Undervalued.

Key valuation signals for PHS:PBB:

  • EPS without NRI: ₱1.86
  • GF Value™: ₱8.69 vs. price of ₱7.19 (17.3% below fair value)
  • GF Score™: 64/100 with 1 warning sign

No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Business Bank Business Description

Address 350 Rizal Avenue Extension Corner, 8th Avenue, Grace Park, Caloocan City, PHL, 1400
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
64GF Score

Get the complete analysis for PHS:PBB

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱7.19
Price
₱8.69
GF Value